Anoka County property record for 45 190th Ln NW, Cedar, MN 55011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,046 sqft · built 1996 |
| Lot Size | 2.95 acres (128,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Aug 2024) |
| Tax Bill | $3,306 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-33-24-44-0014 |
| Primary APN | 25-33-24-44-0014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,046 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 128,550 sqft (2.95 acres) |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1283346 |
|---|---|
| Street Address | 45 190TH LN NW |
| City | CEDAR |
| State | MN |
| Zip | 55011-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 2 EAST SWAN LAKE ESTATES |
| Legal Range | 24W |
| Legal Township | 33N |
| Legal Section | 25 |
| Legal Subdivision | EAST SWAN LAKE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 50115 |
Source: Anoka County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 190TH LN NW, CEDAR, MN 55011-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on Record |
| Deed Sale | Aug 30, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2003 · Amount on Record |
| Deed Document Number | 20241687661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 45 190TH LN NW, CEDAR, MN 55011-4303 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | A2397358001 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | A2397358.001 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 15, 2043 |
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Oak Grove City |
| Unified School District | St. Francis Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,306.00 (+20.48%) Homeowner's exemption | $408,300 (+9.26%) Land $143,500 Building $264,800 | $408,300 (+9.26%) Land $143,500 Building $264,800 |
| 2024 | $2,744.00 | $373,700 Land $120,500 Building $253,200 | $373,700 Land $120,500 Building $253,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: Xfinity.
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