Okaloosa County property record for 45 12th Ave, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,175 sqft · built 1983 |
| Lot Size | 0.094 acres (4,101 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jun 2022) |
| Tax Bill | $2,336 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-5476-3 |
| Primary APN | C56-000-592-5476-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| Gross Area | 1,615 sqft |
| 1st Floor Area | 1,175 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 4,101 sqft (0.094 acres) |
| Lot Width | 40 ft Width |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Porch | Florida Room |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 12TH AVE |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PORT DIXIE PATIO HOMES LOT 21 BLK A |
| Legal Range | 23W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | PORT DIXIE PATIO HOMES |
| Legal Block | A |
| Legal Lot Number | 21 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21502 |
Source: Okaloosa County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 12TH AVE, SHALIMAR, FL 32579-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 2, 2026 | Divorce Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC |
| May 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ONE/SOUTH |
| May 16, 2019 | Correction Deed OLD SOUTH LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on Record |
| Deed Sale | Jun 6, 2022 · Amount on Record |
| Prior Sale | May 16, 2019 · Amount on Record |
| Deed Document Number | 20223555319 |
| Deed Book / Page | 3625 / 4958 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0003801517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 2, 2026 |
| Property Address | 45 12TH AVE, SHALIMAR, FL 32579-1316 |
| Document Number | 0003801517 |
| Map Reference | MB 6 PG 75 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 3801517 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 12TH AVE, SHALIMAR, FL 32579-1316 |
| Name | Verified Name |
|---|---|
| Address | 45 12TH AVE, SHALIMAR, FL 32579-1316 |
| Document Number | 0003801518 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 3801518 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 6, 2022 |
| Property Address | 45 12TH AVE, SHALIMAR, FL 32579-1316 |
| Document Number | 0036254958 |
| Book / Page | 3625 / 4958 |
| Map Reference | MB 6 PG 75 |
| Instrument Date | May 31, 2022 |
| Instrument | 3555319 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 352 SUDDUTH CIR NE, FORT WALTON BEACH, FL 32548-5125 |
| Name | Verified Name |
|---|---|
| Address | 513 VERMONT AVE, FORT WALTON BEACH, FL 32547-3031 |
| Document Number | 0036254960 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 3625/4960 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 16, 2019 |
| Property Address | 45 12TH AVE, SHALIMAR, FL 32579-1316 |
| Document Number | 0033992385 |
| Book / Page | 003399 / 002385 |
| Instrument Date | May 14, 2019 |
| Instrument | 3278288 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2019 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 352 SUDDUTH CIR NE FORT WALTON BEACH FL 325485125, FORT WALTON BEACH, FL 32548-5125 |
| Document Number | 33992388 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 003399/002388 |
| Instrument | 3278290 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 16, 2019 |
| Property Address | 45 12TH AVE, SHALIMAR, FL 32579-1316 |
| Document Number | 0033992376 |
| Book / Page | 003399 / 002376 |
| Instrument Date | May 3, 2019 |
| Instrument | 3278284 |
| Record Updated | Jun 6, 2019 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 45 12TH AVE SHALIMAR FL 325791316, SHALIMAR, FL 32579-1316 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,336.00 (+0.09%) | $190,468 (+1.02%) Land $45,000 Building $145,468 | $190,468 (+1.02%) Land $45,000 Building $145,468 |
| 2023 | $2,334.00 (+37.78%) | $188,548 (+30.77%) Land $30,000 Building $158,548 | $188,548 (+30.77%) Land $30,000 Building $158,548 |
| 2022 | $1,694.00 | $144,178 Land $30,000 Building $114,178 | $144,178 Land $30,000 Building $114,178 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 142 (1979–2020) |
| Claims Outside the SFHA | 55 of 142 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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