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4499 Young Rd, Waldorf, MD 20601 Property Records

Charles County property record for 4499 Young Rd, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,632 sqft · built 1976
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$9,155 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Nov 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-009566

Property Details

APN / Parcel Number

Primary APN09-009566
Alternative APNs
  • 9009566
  • 009566

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,632 sqft Living Area
Gross Area2,496 sqft
1st Floor Area1,632 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area87,120 sqft
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number009566
Street Address4499 YOUNG RD
CityWALDORF
StateMD
Zip20601-4320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal Description2 AC S SI YOUNG RD
Legal SubdivisionTOWN OF LA PLATA
Legal Block2
JurisdictionCHARLES MD
Township / Civil Division9, HUGHESVILLE
Census Block Group2
Census Block2004
Census Tract851401

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4499 YOUNG RD, WALDORF, MD 20601-4320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Nov 30, 2023Deed of Trust, Mortgage · FHA Mortgage
LADERA LENDING INC
Aug 24, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2003
Deed SaleJun 19, 2003
Deed Document Number200312203
Deed Book / Page4147 / 228
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4499 YOUNG RD, WALDORF, MD 20601-4320
Transaction TypeMortgage
Record UpdatedMar 16, 2026
Title CompanySOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4499 YOUNG RD, WALDORF, MD 20601-4320

Mortgage

Document Number0139700157
DateFeb 25, 2026
Book Page13970/157
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4499 YOUNG RD, WALDORF, MD 20601-4320
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4499 YOUNG RD, WALDORF, MD 20601-4320

Mortgage

Document Number0131300016
DateNov 30, 2023
Book Page13130/16
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address4499 YOUNG RD, WALDORF, MD 20601-4320
Transaction TypeMortgage
Record UpdatedSep 8, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4499 YOUNG RD, WALDORF, MD 20601-4320

Mortgage

Document Number0126770304
DateAug 24, 2022
Book Page12677/304
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term357 Months
DueMay 14, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,300 (+22.74%) Land $130,000 Building $173,300$303,300 (+22.74%) Land $130,000 Building $173,300
2025$9,155.00 (+152.06%)
2023$3,632.00$247,100 Land $130,000 Building $117,100$247,100 Land $130,000 Building $117,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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