44985 Judd Rd, Belleville, MI 48111 Property Records

Wayne County property record for 44985 Judd Rd, Belleville, MI 48111

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,165 sqft · built 1997
Lot Size	4.65 acres (202,554 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,642 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81 058 99 0005 702`

Property Details

APN / Parcel Number

Primary APN	`81 058 99 0005 702`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,165 sqft Living Area
1st Floor Area	2,862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	202,554 sqft (4.65 acres)
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	44985 JUDD RD
City	BELLEVILLE
State	MI
Zip	48111-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15J1B2 J2C2 PT OF NW 1/4 SEC 15 T4S R8E DESC AS BEG S 87D 43M 30S E 726.08 FT AND S 01D 53M 20S E 348.50 FT FROM THE NW COR
Legal Range	08E
Legal Township	04S
Legal Section	15
Legal Lot Number	0005
Jurisdiction	WAYNE MI
Township / Civil Division	SUMPTER
Census Block Group	4
Census Block	4012
Census Tract	589300

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	44985 JUDD RD, BELLEVILLE, MI 48111-9109
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 15, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARL W HERRING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 30, 2025
Transfer Doc	0595270414
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	44985 JUDD RD, BELLEVILLE, MI 48111-9109
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44985 JUDD RD, BELLEVILLE, MI 48111-9109

Mortgage

Document Number	0573841280
Date	Feb 7, 2022
Book Page	57384/1280
Instrument	2022032422

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	44985 JUDD RD, BELLEVILLE, MI 48111-9109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0550470524
Date	May 15, 2019
Book Page	55047/0524
Instrument	2019167660

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	44985 JUDD RD, BELLEVILLE, MI 48111-9109
Document Number	0546121384
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44985 JUDD RD BELLEVILLE MI 481119109, BELLEVILLE, MI 48111-9109

Mortgage

Document Number	0546121384
Date	Sep 13, 2018
Book Page	054612/001384
Instrument	267506

Lender

Name	CARL W HERRING
Address	44979 JUDD RD, BELLEVILLE, MI 48111-9109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Sumpter Township
Unified School District	Van Buren Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,500 (+10.79%)	$497,000 (+10.79%)
2025	$4,642.00 (+26.07%) Homeowner's exemption	$224,300 (+18.11%)	$448,600 (+18.11%)
2023		$189,900	$379,800
2019	$3,682.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMPTER TOWNSHIP serves 9,576 people · EPA ID MI0006460
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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