Chisago County property record for 44982 Bending Ave, Harris, MN 55032
| Property Type | Seasonal / Vacation Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $122 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01275-00 |
| Primary APN | 03-01275-00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|---|
| Lot Dimensions | 155 ft deep x 60 ft wide |
| Utility Building | 64 sqft |
| Account Number | 3974590 |
|---|---|
| Street Address | 44982 BENDING AVE |
| City | HARRIS |
| State | MN |
| Zip | 55032-3835 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RR1 |
| Legal Description | SUBDIVISIONNAME HOLIDAY SHORES 2ND PLAT LOT 026 BLOCK 004 SUBDIVISIONCD 03081 |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 22 |
| Legal Subdivision | HOLIDAY SHORES 2ND PLAT |
| Legal Block | 4 |
| Legal Lot Number | 26 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 110100 |
44982 Bending Ave, a residential property, is owned by an individual.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1212 E 1ST ST, B3, DULUTH, MN 55805-2448 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 44982 Bending Ave was $122, up 10.9% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122.00 (+10.91%) | ||
| 2025 | $110.00 | ||
| 2024 | $10,000 (-40.83%) | $10,000 (-40.83%) | |
| 2023 | $174.00 (+22.54%) | $16,900 (+32.03%) Land $16,600 Building $300 | $16,900 (+32.03%) Land $16,600 Building $300 |
| 2022 | $142.00 (+42%) | $12,800 (+75.34%) Land $12,500 Building $300 | $12,800 (+75.34%) Land $12,500 Building $300 |
| 2021 | $100.00 | $7,300 | $7,300 Land $7,000 Building $300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44982 Bending Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 44982 Bending Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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