44980 309th St, Gayville, SD 57031 Property Records

Yankton County property record for 44980 309th St, Gayville, SD 57031

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,972 sqft · built 1912
Lot Size	4.16 acres (181,210 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2024)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02.034.200.150`

Property Details

APN / Parcel Number

Primary APN	`02.034.200.150`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
Basement Area	735 sqft
Unfinished Basement	735 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	181,210 sqft (4.16 acres)
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	44980 309TH ST
City	GAYVILLE
State	SD
Zip	57031-6537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT A E2 SE4
Legal Range	54
Legal Township	94
Legal Section	34
Legal Subdivision	A ADDN
Legal Tract	A
Jurisdiction	YANKTON SD
Township / Civil Division	VOLIN
Census Block Group	5
Census Block	5002
Census Tract	966400

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44980 309TH ST, GAYVILLE, SD 57031-6537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS MERCHANTS STATE BANK
Apr 15, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 3, 2024	Warranty Deed, Transfer
Nov 5, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	2024202889
Deed Book / Page	574 / 188
Last Transfer Date	Apr 14, 2026
Transfer Doc	0000212900
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Recording Date	Jul 27, 2026
Property Address	44980 309TH ST, GAYVILLE, SD 57031-6537
Document Number	0000214534
Book / Page	585 / 62
Instrument Date	Jul 21, 2026
Instrument	2026214534
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44980 309TH ST, GAYVILLE, SD 57031-6537

Mortgage

Document Number	0000214534,
Date	Jul 27, 2026
Book Page	585/62
Instrument	2026214534

Lender

Name	FARMERS MERCHANTS STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YANKTON SD
Recording Date	Apr 15, 2026
Property Address	44980 309TH ST, GAYVILLE, SD 57031-6537
Document Number	0000212900
Book / Page	583 / 311
Instrument Date	Apr 14, 2026
Instrument	2026212900
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44980 309TH ST, GAYVILLE, SD 57031-6537

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jun 3, 2024
Property Address	44980 309TH ST, GAYVILLE, SD 57031-6537
Document Number	000574/188
Book / Page	574 / 188
Instrument Date	Jun 3, 2024
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44980 309TH ST, GAYVILLE, SD 57031-6537

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3117 DENNY LN, YANKTON, SD 57078-6940

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Nov 5, 2020
Property Address	44980 309TH ST, GAYVILLE, SD 57031-6537
Document Number	000554/408
Book / Page	554 / 408
Map Reference	MB S18 PG 220
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, YANKTON TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44825 309TH ST, GAYVILLE, SD 57031-6527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44980 309TH ST, GAYVILLE, SD 57031-6537

Mortgage

Document Number	0000554409
Date	Nov 5, 2020
Instrument	554/409

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
County Subdivision	Volin Township
Unified School District	Gayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,800 (+8.48%) Land $24,300 Building $268,500	$292,800 (+71.93%) Land $24,300 Building $268,500
2025	$3,862.00 (+24.22%)	$269,900 (+18.53%) Land $24,300 Building $245,600
2024	$3,109.00 (+20.55%)
2023		$227,700 Land $21,000 Building $206,700
2022	$2,579.00
2021			$170,300 Land $16,300 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	11 (1997–2019)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

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