Sacramento County property record for 4498 Windcloud Ave, Sacramento, CA 95838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 1989 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on Record |
| Last Sale | $110,000 (Nov 1998) |
| Tax Bill | $2,355 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 237-0520-012-0000 |
| Primary APN | 237-0520-012-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Family Room | Family Room |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4498 WINDCLOUD AVE |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95838-2256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUNRISE NORTHWIND 03, LOT 198 |
| Legal Subdivision | SUNRISE NORTHWIND 03 |
| Legal Lot Number | 198 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 6704 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4498 WINDCLOUD AVE, SACRAMENTO, CA 95838-2256 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 18, 2022 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO |
| Apr 18, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 1998 · Amount on Record |
| Deed Sale | Nov 17, 1998 · Amount on Record |
| Deed Book / Page | 981117 / 1161 |
| Last Transfer Date | Apr 12, 2022 |
| Transfer Doc | 2022000568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 18, 2022 |
| Property Address | 4498 WINDCLOUD AVE, SACRAMENTO, CA 95838-2256 |
| Document Number | 0000000568 |
| Map Reference | MB 180 MAP 9 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022041800568 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4498 WINDCLOUD AVE, SACRAMENTO, CA 95838-2256 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 18, 2022 |
| Property Address | 4498 WINDCLOUD AVE, SACRAMENTO, CA 95838-2256 |
| Document Number | 0000000566 |
| Map Reference | MB 180 MAP 9 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 2022041800566 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4498 WINDCLOUD AVE, SACRAMENTO, CA 95838-2256 |
| Document Number | 0000000567 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022041800567 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4498 WINDCLOUD AVE, SACRAMENTO, CA 95838-2256 |
| Document Number | 2008111698 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4498 WINDCLOUD AVE SACRAMENTO CA 958382256, SACRAMENTO, CA 95838-2256 |
| Document Number | 2008111698 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2008111698 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2050 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Secondary School District | Twin Rivers Unified School District (7-12) (07 - 12) |
| Elementary School District | Robla Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $175,870 (+2%) Land $55,954 Building $119,916 | |
| 2025 | $2,355.00 (+3.93%) Homeowner's exemption | $172,422 (+4.04%) Land $54,857 Building $117,565 |
| 2024 | $2,266.00 (-2.96%) | |
| 2023 | $2,335.00 (+5.75%) Homeowner's exemption | $165,728 Land $52,728 Building $113,000 |
| 2022 | $2,208.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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