Okaloosa County property record for 4498 Stonebridge Rd, Destin, FL 32541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,044 sqft · built 2004 |
| Lot Size | 0.49 acres (21,372 sqft) |
| Owner | Individual Name on File |
| Last Sale | $705,000 (Feb 2020) |
| Tax Bill | $13,935 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9803-0 |
| Primary APN | C56-000-589-9803-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,044 sqft Heated Area |
| Gross Area | 5,078 sqft |
| 1st Floor Area | 3,174 sqft |
| Upper Floors Area | 870 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete Tile |
| Lot Area | 21,372 sqft (0.49 acres) |
| Garage Type | Finished |
| Garage Area | 586 sqft |
| Porch | Open Porch |
| Porch Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4498 STONEBRIDGE RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE PH II AT KELLY PLANTATION S/D LOT 25 BLK JJ |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | II AT KELLY PLANTATION S/D |
| Legal Phase | 2 |
| Legal Block | JJ |
| Legal Lot Number | 25 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-589-9803-0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4498 STONEBRIDGE RD, DESTIN, FL 32541-3491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 03, 2020 · Amount on Record |
| Deed Sale | Feb 03, 2020 · Amount on Record |
| Prior Sale | Dec 02, 2003 · Amount on Record |
| Deed Document Number | 3334402 |
| Deed Book / Page | 3441 / 3559 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 03, 2020 |
| Property Address | 4498 STONEBRIDGE RD, DESTIN, FL 32541-3491 |
| Document Number | 0034413559 |
| Book / Page | 3441 / 3559 |
| Map Reference | MB 19 PG 32 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 3334402 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,935.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7240 PELLINORE DR, 7240, PFAFFTOWN, NC 27040-9212 |
| Name | Verified Name |
|---|---|
| Address | 4498 STONEBRIDGE RD, DESTIN, FL 32541-3491 |
| Document Number | 0034413561 |
|---|---|
| Date | Feb 03, 2020 |
| Instrument | 3441/3561 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.61% |
| Type Change Date | Feb 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.61% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,935.00 (+5%) Homeowner's exemption | $1,362,666 (+5.99%) | $1,436,835 (+11.76%) Land $385,588 Building $1,051,247 |
| 2023 | $13,272.00 (+32.73%) Homeowner's exemption | $1,285,691 (+22.93%) Land $339,676 Building $946,015 | $1,285,691 (+22.93%) Land $339,676 Building $946,015 |
| 2022 | $9,999.00 | $1,045,877 Land $308,796 Building $737,081 | $1,045,877 Land $308,796 Building $737,081 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 2004) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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