4498 Schinkal Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 4498 Schinkal Rd, Cincinnati, OH 45248 · Last verified February 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1920
Square Footage2,024 sqft Finished Area
Lot Size57,935 sqft (1.33 acres)
Tax Bill$5,561.00 (2025)

Owner

Source: Hamilton County records · APN 570-0030-0065-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6880 RIPPLE RD, CLEVES, OH 45002-9050
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Line of Credit
HARRISON BUILDING AND LOAN ASSOCIATION
Mar 30, 2023Warranty Deed, Transfer · Conventional Mortgage
CINCINNATUS SLA
Jun 07, 2021Deed of Trust, Mortgage
FINANCIAL FIRST MUTUAL TRUST
Nov 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2023
Deed SaleMar 30, 2023
Prior SaleNov 26, 2018
Deed Doc Number0000021495
Deed Book / Page14884 / 1522
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateApr 27, 2026
Property Address4498 SCHINKAL RD, CINCINNATI, OH 45248-1324
Document Number0000031711
Book / Page15653 / 2002
Instrument DateApr 24, 2026
Instrument202631711
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship266
Address4498 SCHINKAL RD, CINCINNATI, OH 45248-1324

Mortgage

Document Number0000031711,
DateApr 27, 2026
Book Page15653/2002
Instrument202631711
Lender
NameHARRISON BUILDING AND LOAN ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 30, 2023
Property Address4498 SCHINKAL RD, CINCINNATI, OH 45248-1324
Document Number0000021495
Book / Page14884 / 1522
Instrument DateMar 28, 2023
Instrument2023-0021495
Transaction TypeTransfer
Record UpdatedMay 15, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4498 SCHINKAL RD, CINCINNATI, OH 45248-1324

Mortgage

Document Number0000021496
DateMar 30, 2023
Instrument2023-0021496
Lender
NameCINCINNATUS SLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term247 Months
DueOct 01, 2043
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateApr 01, 2028
Change FrequencyAnnually
Min Rate At Change7.25%
Max Rate At Change9.25%
Index52-Week T-Bill (1-Year)
Max Rate13.2%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4498 SCHINKAL RD, CINCINNATI, OH 45248-1324
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069153
DateJun 07, 2021
Book Page14433/13
Instrument2021-0069153
Lender
NameFINANCIAL FIRST MUTUAL TRUST
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateNov 26, 2018
Property Address4498 SCHINKAL RD, CINCINNATI, OH 45248-1324
Document Number0000103705
Book / Page013801 / 001839
Instrument DateNov 21, 2018
Instrument103705
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4498 SCHINKAL RD CINCINNATI OH 452481324, CINCINNATI, OH 45248-1324

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,561.00 (+9.1%)$103,219 (-) Land $19,887 Building $83,332
2024$5,097.00 (+4.08%)$103,219 (-) Land $19,887 Building $83,332
2023$4,897.00 (-2.7%)$103,219 (+26.25%) Land $19,887 Building $83,332$294,910 (+26.25%) Land $56,820 Building $238,090
2022$5,033.00 Homeowner's exemption$81,757 Land $17,182 Building $64,575
2020$233,590 Land $49,090 Building $184,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN570-0030-0065-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,024 sqft Finished Area
1st Floor1,192 sqft 1st Floor
2nd Floor832 sqft 2nd Floor
Attic Area832 sqft Attic
Attic1 Attic
Basement Area832 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area57,935 sqft (1.33 acres)
Patio Area500 sqft Patio
Porch1 Porch
Porch Area319 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4498 SCHINKAL RD
CityCINCINNATI
StateOH
Zip45248-1324
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionSCHINKAL RD R2-T1-S4 NE
Legal Range02
Legal Township01
Legal Section04
JurisdictionHAMILTON OH
Minor Civil DivisionMIAMI
Census Blockgroup3
Census Block3007
Census Tract20403

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