4498 S River Rd, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 4498 S River Rd, Cheboygan, MI 49721 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Architecture StyleRustic
Square Footage3,776 sqft Living Area
Lot Size649,915 sqft (14.9 acres)
Garage576 sqft
Last Sale$860,000 (2026)
Tax Bill$15,615.00 (2025)

Property Details

APN / Parcel Number

Primary APN151-007-100-018-00

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,776 sqft Living Area
1st Floor1,888 sqft 1st Floor
Basement Area1,888 sqft Basement
Unfinished Basement1,888 sqft Unfinished
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Architectural StyleRustic Style
Lot Area649,915 sqft (14.9 acres)
Garage Area576 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4498 S RIVER RD
CityCHEBOYGAN
StateMI
Zip49721-9577
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT W1/4 COR SEC 7, T36N,R1E; TH N 3D 15M 40S E ALG SEC LI 86.66FT & POB; TH N 3D 15M 40S E ALG SEC LI 1445.18FT TO BANK
Legal Range01E
Legal Township036
Legal Section07
Legal Lot Number5
JurisdictionCHEBOYGAN MI
Minor Civil DivisionGRANT
Census Blockgroup1
Census Block1064
Census Tract960401

Owner

Source: Cheboygan County records · APN 151-007-100-018-00

Assessment roll updated June 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2549 BIRCH ST, DENVER, CO 80207-3132
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2026Warranty Deed, Transfer
Nov 29, 2017Deed of Trust, Mortgage
FIRST FEDERAL OF NORTHERN MICHIGAN
May 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
MBANK
May 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
MBANK
Apr 11, 2019Deed of Trust, Mortgage · Stand Alone Refinance
MBANK
Oct 18, 2022Warranty Deed, Transfer
Oct 27, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 2026 · Amount on Record
Deed SaleAug 04, 2026 · Amount on Record
Prior SaleOct 27, 2017 · Amount on Record
Deed Book / Page1589 / 21
Record RefreshedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateAug 04, 2026
Property Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577
Document Number1589000021
Book / Page1589 / 21
Instrument DateAug 04, 2026
Transaction TypeTransfer
Record UpdatedAug 17, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2549 BIRCH ST, DENVER, CO 80207-3132

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01348/0717
DateNov 29, 2017
Book Page1348/0717
Lender
NameFIRST FEDERAL OF NORTHERN MICHIGAN
AddressALPENA, MI 49707
Agreement
AmountAmount Recorded
Term361 Months
DueDec 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateDec 01, 2022
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change9.37%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577

Mortgage

Document Number0000001411/0000000346
DateMay 01, 2020
Book Page0000001411/0000000346
Lender
NameMBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577

Mortgage

Document Number0000001411/0000000336
DateMay 01, 2020
Book Page0000001411/0000000336
Lender
NameMBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEBOYGAN MI
Property Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001382/186
DateApr 11, 2019
Book Page1382/186
Lender
NameMBANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term13 Months
DueMay 01, 2020

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEBOYGAN MI
Recording DateOct 18, 2022
Property Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577
Document Number001495/659
Book / Page1495 / 659
Instrument DateOct 07, 2022
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2549 BIRCH ST, DENVER, CO 80207-3132

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionCHEBOYGAN MI
Recording DateOct 27, 2017
Property Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577
Document Number01346/0035
Book / Page1346 / 0035
Instrument DateOct 13, 2017
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8950 CYPRESS WATERS BLVDQ, COPPELL, TX 75019

Transferred To (Grantee/Buyer)

NameVerified Name
Address4498 S RIVER RD, CHEBOYGAN, MI 49721-9577

Tax Assessment & Valuation

Source: Cheboygan County records · Assessment roll updated June 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCheboygan County
County SubdivisionGrant Township
Unified School DistrictCheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$558,200 (+54.37%)$1,116,400 (+54.37%)
2025$15,615.00 (+255.13%)
2023$361,600$723,200
2022$4,397.00

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