Albemarle County property record for 4498 Nahor Rd, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,494 sqft · built 1982 |
| Lot Size | 18 acres (786,389 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,490 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16 10 A1 |
| Primary APN | 16 10 A1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 1,494 sqft |
| Basement Area | 1,494 sqft |
| Unfinished Basement | 1,494 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 786,389 sqft (18 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 156 sqft |
| Pole Barn | Pole Barn |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2290 |
|---|---|
| Street Address | 4498 NAHOR RD |
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-7951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 903-840 AC 18.053 |
| Legal Lot Number | 1 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 20300 |
4498 Nahor Rd is owner-occupied and held in a trust since September 2013.
Source: Albemarle County records, as of June 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4498 NAHOR RD, CHARLOTTESVILLE, VA 22902-7951 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2013 |
| Deed Sale | Sep 9, 2013 |
| Deed Document Number | 20133594 |
| Deed Book / Page | 903 / 840 |
| Prior Transfer Date | Apr 12, 2008 |
| Prior Transfer Doc | 903/840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 4498 NAHOR RD, CHARLOTTESVILLE, VA 22902-7951 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1801700 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 1801700 |
| Name | UVA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 25, 2043 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4498 Nahor Rd was $2,490, up 0.6% from the year before.
Source: Albemarle County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,300 (-0.01%) Land $117,200 Building $280,100 | $397,300 (-0.01%) Land $117,200 Building $280,100 | |
| 2025 | $2,490.00 (+0.65%) | $397,339 Land $117,239 Building $280,100 | $397,339 Land $117,239 Building $280,100 |
| 2024 | $2,474.00 | ||
| 2023 | $332,200 Land $117,200 Building $215,000 | $332,200 Land $117,200 Building $215,000 | |
| 2022 | $2,234.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4498 Nahor Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4498 Nahor Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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