4498 Hwy 63, Malcom, IA 50157 Property Records

Poweshiek County property record for 4498 Hwy 63, Malcom, IA 50157

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,974 sqft · built 1900
Lot Size	7.15 acres (311,454 sqft)
Owner	2 Individual Names on File
Last Sale	$159,500 (Dec 2010)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1557900`

Property Details

APN / Parcel Number

Primary APN	`1557900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,040 sqft
Attic	Attic
Attic Area	364 sqft
Basement Area	1,562 sqft
Finished Basement	320 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	311,454 sqft (7.15 acres)
Garage Type	Attached
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	424 sqft
Deck Area	96 sqft
Patio Area	312 sqft
Shed	1 Shed
Granary	Granary

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	4498 HIGHWAY 63
City	MALCOM
State	IA
Zip	50157-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 - 79 - 15LOT 1 SE SE
Legal Range	15W
Legal Township	79N
Legal Section	14
Legal Lot Number	1
Jurisdiction	POWESHIEK IA
Township / Civil Division	PLEASANT
Census Block Group	1
Census Block	1226
Census Tract	370200

Owner

4498 Hwy 63 is owned and occupied by two individuals who bought it in December 2010.

Source: Poweshiek County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4498 HIGHWAY 63, MALCOM, IA 50157-8013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit COUNTY BANK
Nov 30, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY OF IOWA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2010 · Amount on File
Deed Sale	Dec 3, 2010 · Amount on File
Deed Document Number	20103634
Deed Book / Page	882 / 367
Prior Transfer Date	Nov 20, 2010
Prior Transfer Doc	00882/0365
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	4498 HIGHWAY 63, MALCOM, IA 50157-8013
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4498 HIGHWAY 63, MALCOM, IA 50157-8013

Mortgage

Document Number	0202400639
Date	Mar 25, 2024
Instrument	2024-00639

Lender

Name	COUNTY BANK
Type	Bank
Address	SIGOURNEY, IA 52591

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	4498 HIGHWAY 63, MALCOM, IA 50157-8013
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803504
Date	Nov 30, 2018
Instrument	2018-03504

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4498 Hwy 63 was $2,782 with a homeowner's exemption, up 3.8% from the year before.

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Unified School District	Montezuma Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 (+3.81%) Homeowner's exemption	$309,060 Land $80,310 Building $228,750	$309,060 Land $80,310 Building $228,750
2024	$2,680.00
2023		$279,040 Land $72,350 Building $206,690	$279,040 Land $72,350 Building $206,690
2022	$2,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4498 Hwy 63 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4498 Hwy 63 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Windstream Fixed Wireless	100 / 10

Cell Coverage

4G LTE only, no 5G reported

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