Hampden County and Palmer Town City property record for 4498 High St, Palmer, MA 01069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1980 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jun 2026) |
| Tax Bill | $3,786 (2025) |
| Deeds & Mortgages | Jun 2026 Second Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:73 B:27 |
| Primary APN | PALM M:73 B:27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 4498 HIGH ST |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069-1500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Block | 27 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 810200 |
Source: Hampden County and Palmer Town City records · APN PALM M:73 B:27
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 BERKLEY ST, TAUNTON, MA 02780-4924 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE, INC |
| Jun 01, 2026 | Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC |
| Aug 19, 2022 | Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Prior Sale | Aug 19, 2022 · Amount on Record |
| Deed Document Number | 202624465 |
| Deed Book / Page | 26354 / 290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Jun 01, 2026 |
| Property Address | 4498 HIGH ST, PALMER, MA 01069-1500 |
| Document Number | 026354-312 |
| Book / Page | 26354 / 312 |
| Instrument Date | May 29, 2026 |
| Instrument | 202624467 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4498 HIGH ST, PALMER, MA 01069-1500 |
| Document Number | 0000024467, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 26354/312 |
| Instrument | 202624467 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Jun 01, 2026 |
| Property Address | 4498 HIGH ST, PALMER, MA 01069-1500 |
| Document Number | 0000024465 |
| Book / Page | 26354 / 290 |
| Instrument Date | May 27, 2026 |
| Instrument | 202624465 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 208 BERKLEY ST, TAUNTON, MA 02780-4924 |
| Date | Jun 01, 2026 |
|---|
| Name | GUARANTEED RATE, INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PALMER MA |
| Recording Date | Aug 19, 2022 |
| Property Address | 4498 HIGH ST, PALMER, MA 01069-1500 |
| Document Number | 024687-516 |
| Book / Page | 24687 / 516 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 50098 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 SPRING ST APT 1A, 1A, SOUTH HADLEY, MA 01075-3063 |
| Document Number | 0000050099 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 50099 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 024687-541 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 24687/541 |
| Instrument | 50100 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
Source: Hampden County and Palmer Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,786.00 (+6.11%) | $207,100 (+10.1%) Land $50,000 Building $157,100 | $256,310 (+3.93%) |
| 2024 | $3,568.00 (-2.86%) | $188,100 (+2.73%) Land $45,500 Building $142,600 | $246,620 |
| 2023 | $3,673.00 | $183,100 Land $45,500 Building $137,600 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THORNDIKE FIRE AND WATER DISTRICT serves 1,435 people |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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