4498 Hermitage Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 4498 Hermitage Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,634 sqft · built 2001
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Jun 2026)
Tax Bill	$4,304 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30006`

Property Details

APN / Parcel Number

Primary APN	`30006`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,634 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Mixed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4498 HERMITAGE LN
City	GLOUCESTER
State	VA
Zip	23061-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	CLAY BANK YORK VIEW SUB LOT 11 YORK RIVER
Legal Subdivision	CLAY BANK YORK VIEW
Legal Lot Number	11
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4003
Census Tract	100302

Owner

4498 Hermitage Ln is owned and occupied by an individual who bought it in June 2026.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4498 HERMITAGE LN, GLOUCESTER, VA 23061-3527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST BANK AND TRUST COMPANY
May 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Oct 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Deed Document Number	20262488
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 9, 2026
Property Address	4498 HERMITAGE LN, GLOUCESTER, VA 23061-3527
Document Number	0000002488
Instrument Date	Jun 5, 2026
Instrument	20262488
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	BRAY TITLE, BAY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4498 HERMITAGE LN, GLOUCESTER, VA 23061-3527

Mortgage

Document Number	0000002489,
Date	Jun 9, 2026
Instrument	20262489

Lender

Name	FIRST BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4498 HERMITAGE LN, GLOUCESTER, VA 23061-3527
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001666
Date	May 2, 2023
Instrument	230001666

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4498 HERMITAGE LN, GLOUCESTER, VA 23061-3527
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001051
Date	Feb 22, 2022
Instrument	220001051

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4498 HERMITAGE LN, GLOUCESTER, VA 23061-3527
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST VA TITLE AND ESCROW LLC, 1ST VA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004467
Date	Oct 11, 2018
Instrument	180004467

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4498 Hermitage Ln was $4,304, up 16.8% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,304.00 (+16.8%)	$738,250 (+23.01%) Land $250,040 Building $488,210	$738,250 (+23.01%) Land $250,040 Building $488,210
2025	$3,685.00 (+5.35%)	$600,170 (-) Land $166,540 Building $433,630	$600,170 (-) Land $166,540 Building $433,630
2024	$3,498.00	$600,170 (-) Land $166,540 Building $433,630	$600,170 (-) Land $166,540 Building $433,630
2023	$3,498.00 (+3.55%)	$600,170 (+28.79%) Land $166,540 Building $433,630	$600,170 (+28.79%) Land $166,540 Building $433,630
2022	$3,378.00	$466,020 Land $122,850 Building $343,170	$466,020 Land $122,850 Building $343,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4498 Hermitage Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4498 Hermitage Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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