Monroe County property record for 4498 E Janet Dr, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,500 sqft · built 1960 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $313,500 (Jan 2020) |
| Tax Bill | $4,435 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-28545-00 |
| Primary APN | 015-28545-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,500 sqft Living Area |
| 1st Floor Area | 2,500 sqft |
| Basement Area | 1,304 sqft |
| Finished Basement | 558 sqft |
| Unfinished Basement | 746 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Dimensions | 232 ft deep x 160 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,060 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 015-28545-00 |
|---|---|
| Street Address | 4498 E JANET DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCELHINNEY PT LOT 1 |
| Legal Subdivision | MCELHINNEY ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 904 |
Source: Monroe County assessment roll, APN 015-28545-00, as of June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4498 E JANET DR, BLOOMINGTON, IN 47401-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 02, 2020 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 15, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 02, 2020 · Amount on Record |
| Deed Sale | Jan 02, 2020 · Amount on Record |
| Prior Sale | Mar 14, 2018 · Amount on Record |
| Deed Document Number | 202041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 4498 E JANET DR, BLOOMINGTON, IN 47401-8818 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022003670 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022003670 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 02, 2020 |
| Property Address | 4498 E JANET DR, BLOOMINGTON, IN 47401-8818 |
| Document Number | 2020000041 |
| Map Reference | CAB B ENV 94 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 2020000041 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4498 E JANET DR, BLOOMINGTON, IN 47401-8818 |
| Document Number | 2020000042 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 2020000042 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Mar 14, 2018 |
| Property Address | 4498 E JANET DR, BLOOMINGTON, IN 47401-8818 |
| Document Number | 2018002986 |
| Map Reference | CAB B ENV 94 |
| Instrument Date | Mar 09, 2018 |
| Instrument | 2018002986 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4498 E JANET DR, BLOOMINGTON, IN 47401-8818 |
| Document Number | 2018002987 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 2018002987 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Mar 15, 2017 |
| Property Address | 4498 E JANET DR, BLOOMINGTON, IN 47401-8818 |
| Document Number | 2017003374 |
| Map Reference | CAB B ENV 94 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017003374 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5778 W COWDEN RD, ELLETTSVILLE, IN 47429-9327 |
| Investor | Possibly a Property Investor |
Source: Monroe County assessment roll as of June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,435.00 (+0.27%) | $437,200 (+9.3%) Land $148,900 Building $288,300 | $437,200 (+9.3%) Land $148,900 Building $288,300 |
| 2024 | $4,423.00 (+6.94%) | ||
| 2023 | $400,000 (+7.07%) Land $117,600 Building $282,400 | $400,000 (+7.07%) Land $117,600 Building $282,400 | |
| 2022 | $4,136.00 Homeowner's exemption | $373,600 Land $117,600 Building $256,000 | $373,600 Land $117,600 Building $256,000 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), as of September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050009043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 144 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| IsoFusion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Haywire, Smithville Holding Company.
Source: EPA Safe Drinking Water Information System, water system IN5253002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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