4498 Dowden St, Springfield, OH 45503 Property Records

Clark County property record for 4498 Dowden St, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 2003
Lot Size	0.204 acres (8,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Aug 2021)
Tax Bill	$8,486 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-03-00027-100-038`

Property Details

APN / Parcel Number

Primary APN	`220-03-00027-100-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	1,483 sqft
Basement Area	1,250 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,882 sqft (0.204 acres)
Lot Dimensions	120 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	552 sqft
Porch	Slab
Porch Area	337 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4498 DOWDEN ST
City	SPRINGFIELD
State	OH
Zip	45503-7415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	SIMON KENTON FARM SEC 2 PT B 240
Legal Subdivision	SIMON KENTON FARM
Legal Block	100
Legal Lot Number	38
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1019
Census Tract	2605

Owner

Source: Clark County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4498 DOWDEN ST, SPRINGFIELD, OH 45503-7415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit IH CREDIT UNION INC AN OHIO NOT FOR PROF
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage IH CU INC
Jul 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Sep 22, 2003
Deed Document Number	202113544
Deed Book / Page	2195 / 2695
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0000008719
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4498 DOWDEN ST, SPRINGFIELD, OH 45503-7415
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004238
Date	Apr 10, 2024
Book Page	2235/4035
Instrument	202400004238

Lender

Name	IH CREDIT UNION INC AN OHIO NOT FOR PROF

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 26, 2049

Interest

Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Aug 3, 2021
Property Address	4498 DOWDEN ST, SPRINGFIELD, OH 45503-7415
Document Number	0000013544
Book / Page	2195 / 2695
Map Reference	VOL 17 PG 297
Instrument Date	Jul 26, 2021
Instrument	202100013544
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4498 DOWDEN ST, SPRINGFIELD, OH 45503-7415

Mortgage

Document Number	0000013545
Date	Aug 3, 2021
Instrument	202100013545

Lender

Name	IH CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK OH
Recording Date	Jul 16, 2019
Property Address	4498 DOWDEN ST, SPRINGFIELD, OH 45503-7415
Document Number	0000008719
Book / Page	002159 / 001848
Instrument Date	Jul 15, 2019
Instrument	8719
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4498 DOWDEN ST SPRINGFIELD OH 455037415, SPRINGFIELD, OH 45503-7415

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,486.00 (+102.63%)	$103,730 (+9.77%) Land $24,500 Building $79,230	$296,370 (+9.77%) Land $70,000 Building $226,370
2024	$4,188.00 (+2.98%)
2023		$94,500 Land $18,060 Building $76,440
2022	$4,067.00		$270,000 Land $51,610 Building $218,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Watch TV.

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