St. Louis County property record for 4498 Carey Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,278 sqft · built 2008 |
| Owner | Company Name on File |
| Tax Bill | $6,250 (2022) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-6010-48405 |
| Primary APN | 375-6010-48405 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,278 sqft Gross Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Garage Area | 994 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 51 sqft |
| Storage Building | 40 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1024503 |
|---|---|
| Street Address | 4498 CAREY RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE 1/4 OF NE 1/4 LEASE #04-02MP 375-20-4870 SERIAL # |
| Legal Range | 14 |
| Legal Township | 53N |
| Legal Section | 31 |
| Legal Subdivision | M P LEASE SITES |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10602 |
4498 Carey Rd is owned by a company and is owner-occupied.
Source: St. Louis County records, as of April 29, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4498 CAREY RD, DULUTH, MN 55803-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4498 CAREY RD, DULUTH, MN 55803-9209 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4498 CAREY RD, DULUTH, MN 55803-9209 |
| Document Number | 0001485748 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 1485748 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 27, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $6,250.00 | $536,000 Land $157,800 Building $378,200 | $536,000 Land $157,800 Building $378,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4498 Carey Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4498 Carey Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
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