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4498 Bonsai Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 4498 Bonsai Ave, Tracy, CA 95377 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,126 sqft · built 2004
Lot Size0.126 acres (5,531 sqft)
OwnerIndividual Name on File
Last Sale$356,000 (May 2008)
Tax Bill$4,973 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN248-480-450-000

Property Details

APN / Parcel Number

Primary APN248-480-450-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,126 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Construction TypeWood
Lot Area5,531 sqft (0.126 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4498 BONSAI AVE
CityTRACY
StateCA
Zip95377-8791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description02-FM PT 248-030-13/GARDEN SQUARE, UNIT NO. 2
Legal SubdivisionGARDEN SQUARE UNIT #2
Legal Lot Number107
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1015
Census Tract5219

Owner

Source: San Joaquin County records · APN 248-480-450-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4498 BONSAI AVE, TRACY, CA 95377-8791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Feb 23, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 2008 · Amount on Record
Deed SaleMay 23, 2008 · Amount on Record
Prior SaleDec 09, 2015
Deed Document Number0000085223
Last Transfer DateFeb 23, 2017
Transfer Doc0000022158
Record UpdatedJun 07, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4498 BONSAI AVE, TRACY, CA 95377-8791
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4498 BONSAI AVE, TRACY, CA 95377-8791

Mortgage

Document Number0000118379
DateJul 14, 2021
Instrument2021-118379
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address4498 BONSAI AVE, TRACY, CA 95377-8791
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000136486
DateNov 22, 2019
Instrument2019-136486
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

February 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateFeb 23, 2017
Property Address4498 BONSAI AVE, TRACY, CA 95377-8791
Document Number0000022158
Map ReferenceMAP36 PG85
Instrument DateFeb 10, 2017
Instrument2017-022158
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyWESTMINSTER TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4498 BONSAI AVE, TRACY, CA 95377-8791

Mortgage

Document Number0000022159
DateFeb 23, 2017
Instrument2017-022159
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,973.00 (+5.12%) Homeowner's exemption$451,831 (+4.04%) Land $137,913 Building $313,918
2023$4,731.00 (+1.92%) Homeowner's exemption$434,287 Land $132,558 Building $301,729
2022$4,642.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 467 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)600 / 120
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Cal.net, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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