Chisago County property record for 44970 Jess Ave, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,196 sqft · built 1980 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jul 2022) |
| Tax Bill | $3,500 (2026) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 09-00568-00 |
| Primary APN | 09-00568-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Gross Area | 2,832 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Utility Building | 480 sqft |
| Heating System | Central |
|---|
| Account Number | 3977995 |
|---|---|
| Street Address | 44970 JESS AVE |
| City | HARRIS |
| State | MN |
| Zip | 55032-3040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | N1/2 OF N1/2 OF NE1/4 OF NW1/4 |
| Legal Range | 021 |
| Legal Township | 036 |
| Legal Section | 23 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | SUNRISE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 110202 |
44970 Jess Ave is owned and occupied by an individual who bought it in July 2022.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44970 JESS AVE, HARRIS, MN 55032-3040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on File |
| Deed Sale | Jul 28, 2022 · Amount on File |
| Prior Sale | Jul 27, 2017 · Amount on File |
| Deed Document Number | 20221446216 |
| Prior Transfer Date | Apr 7, 2009 |
| Prior Transfer Doc | 10161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Jul 27, 2017 |
| Property Address | 44970 JESS AVE, HARRIS, MN 55032-3040 |
| Document Number | A601083 |
| Instrument Date | Jul 26, 2017 |
| Instrument | A601083 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | CASTERTON TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $774.97 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 44970 JESS AVE, HARRIS, MN 55032-3040 |
The 2026 property tax bill for 44970 Jess Ave was $3,500 with a homeowner's exemption, down 13.6% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Sunrise Township |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,500.00 (-13.58%) | ||
| 2025 | $4,050.00 Homeowner's exemption | ||
| 2024 | $398,500 (+0.1%) | $408,300 (+2.23%) | |
| 2023 | $3,974.00 (+5.69%) Homeowner's exemption | $398,100 (+15.59%) | $399,400 (+14.08%) Land $85,900 Building $313,500 |
| 2022 | $3,760.00 (+3.18%) Homeowner's exemption | $344,400 (+25.37%) | $350,100 (+22.33%) Land $84,900 Building $265,200 |
| 2021 | $3,644.00 | $274,700 | $286,200 Land $63,600 Building $222,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44970 Jess Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 44970 Jess Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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