Contra Costa County property record for 4497 River Ash Ct, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,765 sqft · built 1976 |
| Lot Size | 0.127 acres (5,520 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $705,000 (Mar 2018) |
| Tax Bill | $9,866 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Oct 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-341-012-2 |
| Primary APN | 133-341-012-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,765 sqft Living Area |
| Gross Area | 2,192 sqft |
| 1st Floor Area | 1,765 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cluster |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 5,520 sqft (0.127 acres) |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4497 RIVER ASH CT |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | T03940 L0463 B EX MR |
| Legal Subdivision | COWELL HOMEOWNERS ASSOCIATION |
| Legal Tract | 03940 |
| Legal Lot Number | 463 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 334006 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 25, 2023 | Intrafamily Transfer, Transfer |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 2, 2018 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Mar 2, 2018 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on Record |
| Deed Sale | Mar 2, 2018 · Amount on Record |
| Deed Document Number | 201832677 |
| Prior Transfer Date | Feb 27, 2018 |
| Prior Transfer Doc | 0000032676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 25, 2023 |
| Property Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Document Number | 0000070864 |
| Map Reference | MB 166 PG 25 |
| Instrument Date | Jun 19, 2023 |
| Instrument | 2023-070864 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Document Number | 0000245820 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020-245820 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Document Number | 0000169896 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021-169896 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Document Number | 0000004819 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4497 RIVER ASH CT CONCORD CA 945214401, CONCORD, CA 94521-4401 |
| Document Number | 0000004819 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 4819 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Document Number | 0000086876 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4497 RIVER ASH CT CONCORD CA 945214401, CONCORD, CA 94521-4401 |
| Document Number | 0000086876 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 86876 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 2, 2018 |
| Property Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Document Number | 0000032677 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 32677 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4497 RIVER ASH CT CONCORD CA 945214401, CONCORD, CA 94521-4401 |
| Document Number | 32678 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 32678 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 2, 2018 |
| Property Address | 4497 RIVER ASH CT, CONCORD, CA 94521-4401 |
| Document Number | 0000032676 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 32676 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1228 ROSSMOOR PKWY #223ALTRIA WALNUT CREEK CA 945952532, 223ALT, WALNUT CREEK, CA 94595-2532 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $818,208 (+2%) Land $510,655 Building $307,553 | |
| 2025 | $9,866.00 (+4.42%) | $802,166 (+4.04%) Land $500,643 Building $301,523 |
| 2023 | $9,448.00 (+1.26%) | $771,018 Land $481,203 Building $289,815 |
| 2022 | $9,330.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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