4497 E 4th St, Dayton, OH 45431 Property Records

Montgomery County property record for 4497 E 4th St, Dayton, OH 45431

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 982 sqft · built 1956
Lot Size0.179 acres (7,802 sqft)
OwnerOwner Name on Record
Last Sale$85,500 (May 2007)
Tax Bill$2,181 (2024)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNI39 01002 0059

Property Details

APN / Parcel Number

Primary APNI39 01002 0059

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area982 sqft Living Area
1st Floor Area982 sqft
Game RoomGame Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Architectural StyleRanch
Exterior MaterialBrick
Lot Area7,802 sqft (0.179 acres)
Lot Dimensions150 ft deep x 52 ft wide
Garage Area680 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area140 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4497 E 4TH ST
CityDAYTON
StateOH
Zip45431-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60 AERIAL PK
Legal SubdivisionAERIAL PK
Legal Lot Number59
JurisdictionMONTGOMERY OH
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1003
Census Tract2500

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4497 E 4TH ST, DAYTON, OH 45431-1811
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2007 · Amount on Record
Deed SaleMay 29, 2007 · Amount on Record
Prior SaleAug 29, 2005
Deed Document Number0000000011
Last Transfer DateOct 9, 2014
Transfer Doc0000053974
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address4497 E 4TH ST, DAYTON, OH 45431-1811
Document Number0000068148
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4497 E 4TH ST DAYTON OH 454311811, DAYTON, OH 45431-1811

Mortgage

Document Number0000068148
DateDec 5, 2019
Instrument68148
Lender
NameCREDIT UNION MEMBERS MTG
TypeCredit Union
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 4, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityRiverside City
Unified School DistrictMad River Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,310 (-) Land $8,420 Building $33,890
2024$2,181.00 (+7.54%)
2023$2,028.00 (+1%)$42,310 (+34.96%) Land $8,420 Building $33,890$120,910 (+35%) Land $24,070 Building $96,840
2022$2,008.00$31,350 Land $6,240 Building $25,110
2020$89,560 Land $17,830 Building $71,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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