4496 State Hwy 124, Winnie, TX 77665 Property Records

Chambers County property record for 4496 State Hwy 124, Winnie, TX 77665

Property Summary

Property Type	Rural Home
Details	2,399 sqft · built 2015
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,582 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00248-03000-00100-160210`

Property Details

APN / Parcel Number

Primary APN	`00248-03000-00100-160210`
Alternative APN	`55178`

Interior

Building Area	2,399 sqft Building Perimeter
1st Floor Area	2,399 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Lot Area	21,780 sqft (0.5 acres)
Garage Area	932 sqft
Porch	Porch
Porch Area	1,033 sqft

Location & Zoning

Account Number	55178
Street Address	4496 STATE HIGHWAY 124
City	WINNIE
State	TX
Zip	77665-7837
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	248 30-1-2-1 T & N O RR
Legal Subdivision	THE T & N O R R SURVEY ABSTRACT #248
Jurisdiction	CHAMBERS TX
Township / Civil Division	WINNIE-STOWELL
Census Block Group	4
Census Block	4014
Census Tract	710401

Owner

4496 State Hwy 124, a rural home, is owned and occupied by two individuals.

Source: Chambers County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4496 STATE HIGHWAY 124, WINNIE, TX 77665-7837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS TX
Property Address	4496 STATE HIGHWAY 124, WINNIE, TX 77665-7837
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165432
Date	Mar 22, 2021
Instrument	2021-165432

Lender

Name	COLONIAL NATIONAL MORTGAGE
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4496 State Hwy 124 was $7,582 with a homeowner's exemption.

Source: Chambers County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Chambers County
Unified School District	East Chambers Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,582.00 Homeowner's exemption	$410,350 (+0.22%) Land $4,000 Building $406,350	$410,350 (+0.22%) Land $4,000 Building $406,350
2025		$409,440 Land $4,000 Building $405,440	$409,440 Land $4,000 Building $405,440
2023	$4,465.00 Homeowner's exemption	$393,450 Land $4,000 Building $389,450	$393,450 Land $4,000 Building $389,450
2021	$5,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4496 State Hwy 124 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 112 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	97 (1989–2019)
Claims Outside the SFHA	92 of 97
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Tropical Storm Imelda, Sep 2019 · 49 claims Hurricane Harvey, Sep 2017 · 29 claims Hurricane Ike, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4496 State Hwy 124 is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 71% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TBCD WINNIE STOWELL serves 8,397 people · EPA ID TX0360002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Windstream DSL	100 / 20