Defiance County property record for 4496 Kramer Rd, Edgerton, OH 43517
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,900 sqft · built 1978 |
| Lot Size | 2.02 acres (88,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | Apr 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | H210010000401 |
| Primary APN | H210010000401 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 4,440 sqft |
| 1st Floor Area | 1,300 sqft |
| Upper Floors Area | 600 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 88,340 sqft (2.02 acres) |
| Terrain | Rolling |
| Garage Type | Attached - Unfinished |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Granary | 1,800 sqft |
| Lean-To | 600 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 4496 KRAMER RD |
|---|---|
| City | EDGERTON |
| State | OH |
| Zip | 43517-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 10 PT NW 1/4 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | MILFORD |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 958200 |
4496 Kramer Rd is owned and occupied by two individuals who acquired it in January 1993.
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4496 KRAMER RD, EDGERTON, OH 43517-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1993 |
| Deed Sale | Jan 1, 1993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 4496 KRAMER RD, EDGERTON, OH 43517-9532 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Name | Verified Name |
|---|
| Document Number | 427/1789 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 427/1789 |
| Instrument | 202000001809 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2050 |
The 2025 property tax bill for 4496 Kramer Rd was $2,441.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Milford Township |
| Unified School District | Edgerton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,441.00 | $66,720 (-) Land $6,750 Building $59,970 | |
| 2024 | $2,441.00 (-4.42%) | $66,720 (-) Land $6,750 Building $59,970 | $190,630 (+%) Land $19,290 Building $171,340 |
| 2023 | $2,554.00 (+29.71%) | $66,720 (+42.87%) Land $6,750 Building $59,970 | $190,627 Land $19,285 Building $171,342 |
| 2022 | $1,969.00 | $46,700 Land $6,160 Building $40,540 | |
| 2020 | $133,410 Land $17,590 Building $115,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4496 Kramer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4496 Kramer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Watch TV Fixed Wireless | 25 / 3 |
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