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4496 Co Rd 27, Rock Stream, NY 14878 Property Records

Schuyler County and Reading Town property record for 4496 Co Rd 27, Rock Stream, NY 14878

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,792 sqft · built 2021
Lot Size2.74 acres (119,354 sqft)
Owner2 Individual Names on Record
Last Sale$61,000 (Nov 2025)
Tax Bill$4,652 (2026)
Deeds & MortgagesOct 2025 Mortgage
Nov 2025 Sale
+ 4 more
APN443289 30.00-3-10.22

Property Details

APN / Parcel Number

Primary APN443289 30.00-3-10.22
Alternative APN
  • 328903000000030100220000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area119,354 sqft (2.74 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area102 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4496 COUNTY ROAD 27
CityROCK STREAM
StateNY
Zip14878-9646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block3
Legal Lot Number10.022
JurisdictionSCHUYLER NY
Township / Civil DivisionREADING
Census Block Group1
Census Block1012
Census Tract950200

Owner

Source: Schuyler County and Reading Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4496 COUNTY ROAD 27, ROCK STREAM, NY 14878-9646
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage
LYONS SAVINGS BANK
Nov 5, 2025Warranty Deed, Transfer
Dec 15, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
LYONS SAVINGS BANK
Jan 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LYONS SAVINGS BANK
Nov 8, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LYONS SAVINGS BANK
Apr 16, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2025 · Amount on Record
Deed SaleNov 5, 2025 · Amount on Record
Prior SaleApr 16, 2020 · Amount on Record
Deed Document Number20252023
Deed Book / Page434 / 70
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHUYLER NY
Property Address4496 COUNTY ROAD 27, ROCK STREAM, NY 14878-9646
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000622/253
DateOct 14, 2025
Book Page622/253
Instrument1852
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term241 Months
DueNov 1, 2045

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHUYLER NY
Recording DateNov 5, 2025
Property Address4496 COUNTY ROAD 27, ROCK STREAM, NY 14878-9646
Document Number0000434/70
Book / Page434 / 70
Instrument DateOct 30, 2025
Instrument2023
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4496 COUNTY ROAD 27, ROCK STREAM, NY 14878-9646

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHUYLER NY
Property Address4496 COUNTY ROAD 27, ROCK STREAM, NY 14878-9646
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000604/87
DateDec 15, 2023
Book Page604/87
Instrument2275
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term229 Months
DueJan 1, 2043

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHUYLER NY
Property Address4496 COUNTY ROAD 27, ROCK STREAM, NY 14878-9646
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000565/541
DateJan 22, 2021
Book Page565/541
Instrument175
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHUYLER NY
Property Address4496 COUNTY ROAD 27, ROCK STREAM, NY 14878-9646
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000578/434
DateNov 8, 2021
Book Page578/434
Instrument2547
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHUYLER NY
Recording DateApr 16, 2020
Property Address4496 COUNTY ROAD 27, ROCK STREAM, NY 14878-9646
Document Number000400/142
Book / Page400 / 142
Instrument DateMar 31, 2020
Instrument666
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 HARPENDING AVE, DUNDEE, NY 14837-1135

Tax Assessment & Valuation

Source: Schuyler County and Reading Town assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchuyler County
County SubdivisionReading Town
Unified School DistrictDundee Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,652.00 (+113.79%)
2025$2,176.00 (+1.82%)$334,100 (+25.13%) Land $35,700 Building $298,400$342,700 (-1.17%) Land $36,619 Building $306,081
2023$267,000 Land $27,000 Building $240,000$346,753 Land $35,065 Building $311,688
2020$2,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Haefele Connect
Fiber		1,000 / 25
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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