4496 Bonsack Rd, Roanoke, VA 24012 Property Records

Roanoke County property record for 4496 Bonsack Rd, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,905 sqft · built 1836
Lot Size	2.44 acres (106,286 sqft)
Owner	Individual Name on Record
Last Sale	$606,340 (Sep 2025)
Tax Bill	$6,040 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040.14-02-04`

Property Details

APN / Parcel Number

Primary APN	`040.14-02-04`
Alternative APNs	`000015282` `04014 2 4`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,905 sqft Finished Area
Gross Area	5,797 sqft
1st Floor Area	1,577 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1836
Effective Year Built	Effective 1836
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Shingle
Lot Area	106,286 sqft (2.44 acres)
Garage Area	900 sqft
Porch	Slab
Porch Area	1,855 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	000015282
Street Address	4496 BONSACK RD
City	ROANOKE
State	VA
Zip	24012-7008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR B SUR FOR ALVIN W KAGEY BONSACK
Legal Subdivision	BONSACK
Legal Tract	B
Jurisdiction	ROANOKE VA
Township / Civil Division	VINTON
Census Block Group	2
Census Block	2003
Census Tract	31202

Owner

Source: Roanoke County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4496 BONSACK RD, ROANOKE, VA 24012-7008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Nov 5, 2020	Grant Deed, Transfer · VA Mortgage NAVY FCU
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	20257432
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE VA
Recording Date	Sep 4, 2025
Property Address	4496 BONSACK RD, ROANOKE, VA 24012-7008
Document Number	0000007432
Map Reference	MB 1030 PG 414
Instrument Date	Aug 28, 2025
Instrument	202507432
Transaction Type	Transfer
Record Updated	Sep 26, 2025
Title Company	PERFORMANCE TTL & STLMT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4496 BONSACK RD, ROANOKE, VA 24012-7008

Mortgage

Document Number	0000007433
Date	Sep 4, 2025
Instrument	202507433

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROANOKE VA
Recording Date	Nov 5, 2020
Property Address	4496 BONSACK RD, ROANOKE, VA 24012-7008
Document Number	0000013210
Instrument Date	Nov 3, 2020
Instrument	13210
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4496 BONSACK RD ROANOKE VA 240127008, ROANOKE, VA 24012-7008

Mortgage

Document Number	13211
Date	Nov 5, 2020
Instrument	13211

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	4496 BONSACK RD, ROANOKE, VA 24012-7008
Document Number	0000002197
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4496 BONSACK RD ROANOKE VA 240127008, ROANOKE, VA 24012-7008

Mortgage

Document Number	0000002197
Date	Mar 3, 2017
Instrument	2197

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 2, 2032

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,040.00 (+22.54%)	$586,500 (+22.54%) Land $69,100 Building $517,400	$586,500 (+22.54%) Land $69,100 Building $517,400
2025	$4,929.00 (+4.43%)	$478,600 (+7.48%) Land $69,100 Building $409,500
2024			$478,600 (+7.48%) Land $69,100 Building $409,500
2023	$4,720.00	$445,300 Land $69,100 Building $376,200	$445,300 Land $69,100 Building $376,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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