44955 Bishop Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 44955 Bishop Ter, Ashburn, VA 20147

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,360 sqft · built 2017
Lot Size	0.06 acres (2,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,000 (Jun 2026)
Tax Bill	$5,890 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-16-5534-000`

Property Details

APN / Parcel Number

Primary APN	`038-16-5534-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	2,360 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,613 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	44955 BISHOP TER
City	ASHBURN
State	VA
Zip	20147-2968
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	OVERLOOK AT UNIVERSITY CENTER LOT 55 201604180022005/6P
Legal Subdivision	UNIVERSITY CENTER
Legal Block	2
Legal Lot Number	55
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2003
Census Tract	611002

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44955 BISHOP TER, ASHBURN, VA 20147-2968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · Conventional Mortgage UNITED NATIONS FEDERAL CREDIT UNION
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC COAST MTG
Oct 26, 2017	Grant Deed, Subdivision Related Transfer ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	202633606
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 30, 2026
Property Address	44955 BISHOP TER, ASHBURN, VA 20147-2968
Document Number	0000033606
Instrument Date	Jun 29, 2026
Instrument	202633606
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,659.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44955 BISHOP TER, ASHBURN, VA 20147-2968

Mortgage

Document Number	0000033607,
Date	Jun 30, 2026
Instrument	202633607

Lender

Name	UNITED NATIONS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Apr 27, 2026
Property Address	44955 BISHOP TER, ASHBURN, VA 20147-2968
Document Number	0000021329
Instrument Date	Apr 22, 2026
Instrument	202621329
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44955 BISHOP TER, ASHBURN, VA 20147-2968

Mortgage

Document Number	0000021329,
Date	Apr 27, 2026
Instrument	202621329

Lender

Name	USALLIANCE FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	44955 BISHOP TER, ASHBURN, VA 20147-2968
Document Number	20201125115318
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44955 BISHOP TER ASHBURN VA 201472968, ASHBURN, VA 20147-2968

Mortgage

Document Number	20201125115318
Date	Nov 25, 2020
Instrument	115318

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 26, 2017
Property Address	44955 BISHOP TER, ASHBURN, VA 20147-2968
Document Number	20171026067064
Instrument Date	Oct 19, 2017
Instrument	67064
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44955 BISHOP TER ASHBURN VA 201472968, ASHBURN, VA 20147-2968

Mortgage

Document Number	20171026067065
Date	Oct 26, 2017
Instrument	67065

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,890.00 (+3.62%)	$731,740 (+3.63%) Land $228,500 Building $503,240	$731,740 (+3.63%) Land $228,500 Building $503,240
2025	$5,684.00 (+2.9%)	$706,140 (+11.85%) Land $228,500 Building $477,640	$706,140 (+11.85%) Land $228,500 Building $477,640
2023	$5,524.00	$631,330 Land $203,500 Building $427,830	$631,330 Land $203,500 Building $427,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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