4495 Utica St, Denver, CO 80212 Property Records

Denver City property record for 4495 Utica St, Denver, CO 80212

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,261 sqft · built 1927
Lot Size	0.079 acres (3,431 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Mar 2026)
Tax Bill	$5,849 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2026 Sale & Mortgage + 6 more
APN	`02192-16-034-000`

Property Details

APN / Parcel Number

Primary APN	`02192-16-034-000`
Alternative APN	`164104909`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,261 sqft Living Area
Gross Area	1,332 sqft
1st Floor Area	1,332 sqft
Basement Area	959 sqft
Finished Basement	929 sqft
Unfinished Basement	30 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2018
Exterior Material	Brick
Lot Area	3,431 sqft (0.079 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Frame Porch
Porch Area	704 sqft
Patio Area	195 sqft
Utility Building	313 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4495 UTICA ST
City	DENVER
State	CO
Zip	80212-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-TU-C
Legal Description	BERKELEY, BLOCKS 1-40 INC B31 PRT L47 & 48 EXC REAR 8FT BEG NE COR L48 TH S 50FT S89.5821W 67.47FT N 28.07FT N44.5916W 3.89FT N 19.17FT N89.5821E 70.22FT TPOB
Legal Subdivision	BERKELEY
Legal Block	1-40
Legal Lot Number	47,48
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	3
Census Block	3014
Census Tract	102

Owner

4495 Utica St is owned and occupied by two individuals who bought it in March 2026.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4495 UTICA ST, DENVER, CO 80212-2436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Mar 31, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2026	Intrafamily Transfer, Transfer
Jun 8, 2022	Intrafamily Transfer, Transfer
Apr 25, 2022	Warranty Deed, Transfer HERITAGE TITLE COMPANY
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP
Jun 7, 2019	Special Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP
Apr 18, 2017	Warranty Deed, Transfer · VA Mortgage UNIVERSAL LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Prior Sale	Apr 25, 2022 · Amount on File
Deed Document Number	202632939
Prior Transfer Date	Jun 3, 2022
Prior Transfer Doc	0000078173
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4495 UTICA ST, DENVER, CO 80212-2436
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074752
Date	Apr 19, 2021
Instrument	2021074752

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Mar 31, 2026
Property Address	4495 UTICA ST, DENVER, CO 80212-2436
Document Number	0000032939
Map Reference	MB 5 PG 46
Instrument Date	Mar 24, 2026
Instrument	2026032939
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4495 UTICA ST, DENVER, CO 80212-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4495 UTICA ST, DENVER, CO 80212-2436

Mortgage

Document Number	0000032941
Date	Mar 31, 2026
Instrument	2026032941

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENVER CO
Recording Date	Feb 20, 2026
Property Address	4495 UTICA ST, DENVER, CO 80212-2436
Document Number	0000020027
Map Reference	MB 5 PG 46
Instrument Date	Feb 13, 2026
Instrument	2026020027
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4495 UTICA ST, DENVER, CO 80212-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4562 STUART ST, DENVER, CO 80212-2540

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DENVER CO
Recording Date	Jun 8, 2022
Property Address	4495 UTICA ST, DENVER, CO 80212-2436
Document Number	0000078173
Map Reference	MB 5 PG 46
Instrument Date	Jun 3, 2022
Instrument	2022078173
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4495 UTICA ST, 4495, DENVER, CO 80212-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 UTICA ST, DENVER, CO 80212-2436

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Apr 25, 2022
Property Address	4495 UTICA ST, DENVER, CO 80212-2436
Document Number	0000055710
Map Reference	MB 5 PG 46
Instrument Date	Apr 21, 2022
Instrument	2022055710
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$105.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4495 UTICA ST, DENVER, CO 80212-2436

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	4495 UTICA ST, DENVER, CO 80212-2436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMESTEAD TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 UTICA ST, DENVER, CO 80212-2436

Mortgage

Document Number	0000133780
Date	Aug 25, 2020
Instrument	2020133780

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Jun 7, 2019
Property Address	4495 UTICA ST, DENVER, CO 80212-2436
Document Number	0000072280
Instrument Date	Jun 6, 2019
Instrument	2019072280
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	PRESTIGE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4495 UTICA ST, DENVER, CO 80212-2436

Mortgage

Document Number	0000072281
Date	Jun 7, 2019
Instrument	2019072281

Lender

Name	UNIVERSAL LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Apr 18, 2017
Property Address	4495 UTICA ST, DENVER, CO 80212-2436
Document Number	0000051399
Instrument Date	Apr 14, 2017
Instrument	51399
Transaction Type	Transfer
Record Updated	May 27, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4495 UTICA ST DENVER CO 802122436, DENVER, CO 80212-2436

Mortgage

Document Number	51400
Date	Apr 18, 2017
Instrument	51400

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4495 Utica St was $5,849, up 4.1% from the year before.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,849.00 (+4.11%)	$76,460 Land $30,750 Building $30,750	$1,084,400 Land $436,100 Building $648,300
2024	$5,618.00 (+2.22%)
2023	$5,496.00	$70,940 (+37.56%) Land $26,610 Building $44,330	$1,113,900 (+50.1%) Land $452,200 Building $661,700
2022		$51,570 Land $20,200 Building $31,370	$742,100 Land $290,700 Building $451,400
2021	$3,959.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4495 Utica St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4495 Utica St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 853 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, LiveWireNet.

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