4495 Summit Rd, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 4495 Summit Rd, Cuba, NY 14727 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1890
Square Footage	1,248 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$35,000 (2026)
Tax Bill	$1,471.00 (2025)

Owner

Source: Allegany County and Cuba Town records · APN 024889 194.-1-2

Assessment roll updated April 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4495 SUMMIT RD, CUBA, NY 14727-9744
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Quit Claim Deed, Transfer Quitclaim Document
May 26, 2026	Warranty Deed, Transfer
Jul 29, 2019	Warranty Deed, Transfer · Veterans Administration Mortgage FIVE STAR BK
Mar 05, 2018	Loan Modification, Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Doc Number	202667189
Prior Transfer Date	May 20, 2026
Prior Transfer Doc	0000007193
Record Refreshed	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY NY
Recording Date	May 26, 2026
Property Address	4495 SUMMIT RD, CUBA, NY 14727-9744
Document Number	0000007193
Instrument Date	May 20, 2026
Instrument	202667193
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 SUMMIT RD, CUBA, NY 14727-9744

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	May 26, 2026
Property Address	4495 SUMMIT RD, CUBA, NY 14727-9744
Document Number	0000007189
Instrument Date	May 15, 2026
Instrument	202667189
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 SUMMIT RD, CUBA, NY 14727-9744

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGANY NY
Recording Date	Jul 29, 2019
Property Address	4495 SUMMIT RD, CUBA, NY 14727-9744
Document Number	0000003291
Instrument Date	Jul 20, 2019
Instrument	3291
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 SUMMIT RD CUBA NY 147279744, CUBA, NY 14727-9744

Mortgage

Document Number	3292
Date	Jul 29, 2019
Instrument	3292

Lender

Name	FIVE STAR BK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEGANY NY
Property Address	4495 SUMMIT RD, CUBA, NY 14727-9744
Document Number	0000095732
Instrument Date	Mar 05, 2018
Transaction Type	Mortgage
Record Updated	Apr 04, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 SUMMIT RD CUBA NY 147279744, CUBA, NY 14727-9744

Mortgage

Document Number	0000095732
Date	Mar 12, 2018
Instrument	95732

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Allegany County and Cuba Town records · Assessment roll updated April 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Cuba Town
Unified School District	Friendship Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00	$52,000 (-24.2%) Land $10,200 Building $41,800	$53,061 (-22.65%) Land $10,408 Building $42,653
2023		$68,600 Land $16,700 Building $51,900	$68,600 Land $16,700 Building $51,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`024889 194.-1-2`
Alternative APNs	`488919400000010020000000` `00000002102`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,248 sqft Living Area
1st Floor	936 sqft 1st Floor
Upper Floors	540 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	87,120 sqft (2 acres)
Depth X Width	200 ft x 435 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	384 sqft Garage
Porch Area	200 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	00000002102
Street Address	4495 SUMMIT RD
City	CUBA
State	NY
Zip	14727-9744
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GL 2
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ALLEGANY NY
Minor Civil Division	CUBA
Census Blockgroup	3
Census Block	3029
Census Tract	950500

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