4495 Sickle Ln, Dubuque, IA 52002 Property Records

Dubuque County property record for 4495 Sickle Ln, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,601 sqft · built 2020
Lot Size	0.324 acres (14,109 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2021)
Tax Bill	$5,866 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-09-329-013`

Property Details

APN / Parcel Number

Primary APN	`10-09-329-013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
Basement Area	1,601 sqft
Finished Basement	1,063 sqft
Unfinished Basement	538 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,109 sqft (0.324 acres)
Lot Dimensions	130 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4495 SICKLE LN
City	DUBUQUE
State	IA
Zip	52002-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 RUSTIC POINT ESTATES;
Legal Subdivision	SAGEVILLE
Legal Lot Number	27
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1038
Census Tract	10104

Owner

4495 Sickle Ln is owned and occupied by two individuals who bought it in April 2021.

Source: Dubuque County records, as of June 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4495 SICKLE LN, DUBUQUE, IA 52002-8006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Apr 6, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MIDWESTONE BANK
Dec 21, 2020	Warranty Deed, Construction Loan · Construction Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	20215352
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	May 27, 2026
Property Address	4495 SICKLE LN, DUBUQUE, IA 52002-8006
Document Number	0000005585
Instrument Date	May 21, 2026
Instrument	20265585
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 SICKLE LN, DUBUQUE, IA 52002-8006

Mortgage

Document Number	0000005585,
Date	May 27, 2026
Instrument	20265585

Lender

Name	NICOLET NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 12, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 6, 2021
Property Address	4495 SICKLE LN, DUBUQUE, IA 52002-8006
Document Number	0000005352
Map Reference	DOC 2017-11911
Instrument Date	Mar 31, 2021
Instrument	2021-00005352
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3509 HILLCREST RD, DUBUQUE, IA 52002-2727

Mortgage

Document Number	0000005353
Date	Apr 6, 2021
Instrument	2021-00005353

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 21, 2020
Property Address	4495 SICKLE LN, DUBUQUE, IA 52002-8006
Document Number	0000020309
Map Reference	DOC 2017-11911
Instrument Date	Dec 11, 2020
Instrument	2020-00020309
Transaction Type	Construction Loan
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$102.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3080 CEDAR CREST CT UNIT 103, 103, DUBUQUE, IA 52003-6743

Mortgage

Document Number	0000020310
Date	Dec 21, 2020
Instrument	2020-00020310

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4495 Sickle Ln was $5,866 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,866.00 Homeowner's exemption	$472,500 Land $79,100 Building $393,400	$472,500 Land $79,100 Building $393,400
2024	$5,866.00
2023		$463,200 (+21.99%) Land $76,200 Building $387,000	$463,200 Land $76,200 Building $387,000
2022	$5,490.00 Homeowner's exemption	$379,700 Land $76,190 Building $303,510
2021			$379,700 Land $76,190 Building $303,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4495 Sickle Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2011–2025)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4495 Sickle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	280 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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