4495 Scott Trl, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4495 Scott Trl, Eagan, MN 55122

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 728 sqft · built 1980
Lot Size0.207 acres (9,022 sqft)
OwnerIndividual Name on Record
Last Sale$71,021 (Apr 2014)
Tax Bill$1,722 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jun 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-16600-06-011

Property Details

APN / Parcel Number

Primary APN10-16600-06-011

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area728 sqft Living Area
1st Floor Area728 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Architectural StyleDuplex Single
Construction TypeWood
Lot Area9,022 sqft (0.207 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4495 SCOTT TRL
CitySAINT PAUL
StateMN
Zip55122-2352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR CLIFF 1 6 LOT 1 BLK 6 EX S 40.2 FT
Legal SubdivisionCEDAR CLIFF
Legal Block6
Legal Lot Number1
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1022
Census Tract60735

Owner

Source: Dakota County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4495 SCOTT TRL, SAINT PAUL, MN 55122-2352
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FEDERAL CREDIT UNION
Jun 8, 2018Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU
Nov 22, 2019Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2014 · Amount on Record
Deed SaleApr 3, 2014 · Amount on Record
Deed Document Number2014730037
Last Transfer DateFeb 9, 2016
Transfer Doc0000757196
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Recording DateJun 25, 2026
Property Address4495 SCOTT TRL, SAINT PAUL, MN 55122-2352
Document Number0000905752
Instrument DateJun 16, 2026
Instrument2026905752
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyCORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4495 SCOTT TRL, SAINT PAUL, MN 55122-2352

Mortgage

Document Number0000905752,
DateJun 25, 2026
Instrument2026905752
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 20, 2036
Interest
Rate TypeBalloon
Rate6.51%
Initial TypeBalloon
Max Rate-1%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4495 SCOTT TRL, EAGAN, MN 55122-2352
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000792924
DateJun 8, 2018
Instrument792924
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMay 20, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4495 SCOTT TRL, EAGAN, MN 55122-2352
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000813945
DateNov 22, 2019
Instrument813945
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 20, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,722.00$171,500 Land $38,300 Building $133,200$171,500 Land $38,300 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagan
serves 68,223 people · EPA ID MN1190007
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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