4495 Oldfields Rd, Free Union, VA 22940 Property Records

Albemarle County property record for 4495 Oldfields Rd, Free Union, VA 22940 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,346 sqft · built 1989
Lot Size3 acres (130,941 sqft)
Owner2 Company Names on File
Tax Bill$9,091 (2026)
Deeds & MortgagesDec 2022 Transfer
Apr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN02900-00-00-002K0

Property Details

APN / Parcel Number

Primary APN02900-00-00-002K0
Alternative APN
  • 4099

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,346 sqft Finished Area
Basement Area3,120 sqft
Unfinished Basement1,650 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area130,941 sqft (3 acres)
PorchSlab
Porch Area373 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address4495 OLDFIELDS RD
CityFREE UNION
StateVA
Zip22940-9720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMESTEAD, THE 8
Legal SubdivisionHOMESTEAD THE
JurisdictionALBEMARLE VA
Township / Civil DivisionWHITE HALL
Census Block Group3
Census Block3020
Census Tract10100

Owner

Source: Albemarle County records · APN 02900-00-00-002K0

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 301, FREE UNION, VA 22940-0301
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2022Intrafamily Transfer, Transfer
Apr 11, 2022Deed of Trust, Mortgage · Line of Credit
ATLANTIC UNION BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 19, 2022
Transfer Doc0000013805
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALBEMARLE VA
Recording DateDec 19, 2022
Property Address4495 OLDFIELDS RD, FREE UNION, VA 22940-9720
Document Number202200013805
Map ReferenceMB 914 PG 363-366
Instrument DateDec 19, 2022
Instrument202200013805
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 301, FREE UNION, VA 22940-0301

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address4495 OLDFIELDS RD, FREE UNION, VA 22940-9720
Transaction TypeMortgage
Record UpdatedMay 04, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4495 OLDFIELDS RD, FREE UNION, VA 22940-9720

Mortgage

Document Number202200004304
DateApr 11, 2022
Instrument202200004304
Lender
NameATLANTIC UNION BANK
TypeBank
AddressCHARLOTTESVILLE, VA 22901
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$9,091.00 (-13.05%)$1,016,900 (-1.63%) Land $227,300 Building $789,600$1,016,900 (-1.63%) Land $227,300 Building $789,600
2025$10,456.00 (+18.44%)
2023$8,828.00$1,033,800 Land $182,800 Building $851,000$1,033,800 Land $182,800 Building $851,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1995)
Most Recent ClaimJun 1995, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

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