4495 NC Hwy 90 E, Hiddenite, NC 28636 Property Records

Alexander County property record for 4495 NC Hwy 90 E, Hiddenite, NC 28636

Property Summary

Property TypeSingle Family Home
Details1,456 sqft · built 1919
Lot Size2.86 acres (124,756 sqft)
Owner2 Individual Names on File
Last Sale$5,000 (Feb 2018)
Tax Bill$1,057 (2026)
Deeds & MortgagesJul 2022 Mortgage
Feb 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0930275 13820

Property Details

APN / Parcel Number

Primary APN0930275 13820
Alternative APNs
  • 930275
  • 13820

Interior

Stories1 Story
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1921
Architectural StyleConventional
Lot Area124,756 sqft (2.86 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Account Number930275
Street Address4495 NC HIGHWAY 90 E
CityHIDDENITE
StateNC
Zip28636-9392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP 3779 SUBMAP 71 BLOCK 7285 (PIN) OFF NC 90 G-7C 0171
Legal SubdivisionWILLIAM BOYD ISENHOUR SUBDIVISION
Legal Block7285
JurisdictionALEXANDER NC
Township / Civil DivisionSHARPES
Census Block Group3
Census Block3003
Census Tract40500

Owner

4495 NC Hwy 90 E is owned and occupied by two individuals who bought it in February 2018.

Source: Alexander County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address4495 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9392
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 16, 2018Warranty Deed, Transfer
ATTORNEY ONLY
May 16, 2017Deed of Trust, Mortgage
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2018 · Amount on File
Deed SaleFeb 16, 2018 · Amount on File
Deed Book / Page605 / 2499
Prior Transfer DateJul 3, 2017
Prior Transfer Doc0006001202
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALEXANDER NC
Property Address4495 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9392
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyCORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4495 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9392

Mortgage

Document Number0006541424
DateJul 14, 2022
Book Page654/1424
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressMOUNT OLIVE, NC 28365
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term175 Months
DueFeb 17, 2037

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALEXANDER NC
Recording DateFeb 16, 2018
Property Address4495 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9392
Document Number0006052499
Book / Page000605 / 002499
Instrument DateFeb 15, 2018
Transaction TypeTransfer
Record UpdatedFeb 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4497 NC HIGHWAY 90 E HIDDENITE NC 286369392, HIDDENITE, NC 28636-9392

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALEXANDER NC
Property Address4495 NC HIGHWAY 90 E, HIDDENITE, NC 28636-9392
Document Number0006001241
Book / Page000600 / 001241
Instrument DateMay 16, 2017
Transaction TypeMortgage
Record UpdatedJul 21, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4495 NC HIGHWAY 90 E HIDDENITE NC 286369392, HIDDENITE, NC 28636-9392

Mortgage

Document Number0006001241
DateJul 5, 2017
Book Page000600/001241
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount on Record
Term180 Months
DueJul 4, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 4495 NC Hwy 90 E was $1,057.

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlexander County
Unified School DistrictAlexander County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,057.00$150,239 (-) Land $30,191 Building $120,048
2025$1,057.00$150,239 Land $30,191 Building $120,048
2023$1,268.00$150,239 Land $30,191 Building $120,048$150,239 Land $30,191 Building $120,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4495 NC Hwy 90 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4495 NC Hwy 90 E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENERGY UNITED WATER CORP
private · serves 21,148 people · EPA ID NC0102015
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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