4495 Monticello Ave, Riverside, CA 92503 Property Records

Riverside County property record for 4495 Monticello Ave, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,300 sqft · built 1958
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (May 2015)
Tax Bill	$3,455 (2025)
Deeds & Mortgages	Jul 2017 Construction Loan Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193-033-011`

Property Details

APN / Parcel Number

Primary APN	`193-033-011`
Alternative APN	`050402144`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,783 sqft
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	050402144
Street Address	4495 MONTICELLO AVE
City	RIVERSIDE
State	CA
Zip	92503-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 254 MB 034/085 VILLA D ESTE UNIT 3
Legal Subdivision	VILLA D ESTE UNIT 3
Legal Lot Number	254
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2004
Census Tract	31503

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4495 MONTICELLO AVE, RIVERSIDE, CA 92503-2757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Reverse Mortgage, Construction Loan · Construction Mortgage FINANCE OF AMERICA REVERSE
Jul 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2015 · Amount on Record
Deed Sale	May 21, 2015 · Amount on Record
Deed Document Number	2015213455
Prior Transfer Date	May 12, 2015
Prior Transfer Doc	0000213457
Record Updated	Oct 29, 2026

July 2017: Reverse Mortgage, Construction Loan

Document Type	Reverse Mortgage
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 31, 2017
Property Address	4495 MONTICELLO AVE, RIVERSIDE, CA 92503-2757
Instrument Date	Jul 25, 2017
Instrument	311844
Transaction Type	Construction Loan
Record Updated	Aug 8, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4495 MONTICELLO AVE RIVERSIDE CA 925032757, RIVERSIDE, CA 92503-2757

Mortgage

Document Number	0000311844
Date	Jul 31, 2017
Instrument	311844

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 30, 2018

Interest

Rate Type	Adjustable Rate
Rate	4.48%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4495 MONTICELLO AVE, RIVERSIDE, CA 92503-2757
Document Number	0000311845
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4495 MONTICELLO AVE RIVERSIDE CA 925032757, RIVERSIDE, CA 92503-2757

Mortgage

Document Number	0000311845
Date	Jul 31, 2017
Instrument	311845

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,721 (+2%) Land $61,289 Building $257,432
2025	$3,455.00 (+3.88%) Homeowner's exemption	$312,473 (+4.04%) Land $60,088 Building $252,385
2023	$3,326.00 (+1.93%) Homeowner's exemption	$300,341 Land $57,755 Building $242,586
2022	$3,263.00
2021			$387,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Monticello Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures