San Luis Obispo County property record for 4495 Lobos Ave, Atascadero, CA 93422 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,672 sqft · built 1974 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,315 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029-022-023 |
| Primary APN | 029-022-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Lot Area | 7,800 sqft (0.179 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4495 LOBOS AVE |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-2762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY ATAS ATAS BL NC LT 22A |
| Legal Subdivision | ATASCADERO |
| Legal Block | 3 |
| Legal Lot Number | 22A |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 12505 |
Source: San Luis Obispo County records · APN 029-022-023
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 12, 2025 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Sep 24, 2021 | Intrafamily Transfer, Transfer · VA Mortgage KD CAPITAL MORTGAGE CORPORATION |
| Sep 24, 2021 | Intrafamily Transfer, Transfer PLACER TITLE COMPANY |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK |
| Feb 22, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 31, 2017 | Grant Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 |
| Deed Sale | Sep 24, 2021 |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Document Number | 202165164 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 0000065164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Document Number | 0000026841 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025026841 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 24, 2021 |
| Property Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Document Number | 0000065164 |
| Map Reference | MB 4 PG 63A |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021065164 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Document Number | 0000065165 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021065165 |
| Name | KD CAPITAL MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 24, 2021 |
| Property Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Document Number | 0000065166 |
| Map Reference | MB 4 PG 63A |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021065166 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000022562 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020022562 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSONVILLE, IN 47130 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|---|
| Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Document Number | 0000065411 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020065411 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | May 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 22, 2019 |
| Property Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Document Number | 0000006225 |
| Instrument Date | Feb 19, 2019 |
| Instrument | 6225 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4495 LOBOS AVE ATASCADERO CA 934222762, ATASCADERO, CA 93422-2762 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 31, 2017 |
| Property Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Document Number | 0000014181 |
| Map Reference | MB4 PG63A |
| Instrument Date | Jan 31, 2017 |
| Instrument | 2017014181 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4495 LOBOS AVE, ATASCADERO, CA 93422-2762 |
| Document Number | 0000014182 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2017014182 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,315.00 (+6.1%) | $493,242 (+4.04%) Land $232,114 Building $261,128 |
| 2024 | $4,067.00 (-1.41%) | |
| 2023 | $4,125.00 (+1.1%) | $474,090 Land $223,101 Building $250,989 |
| 2022 | $4,080.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790125053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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