4495 Lariat Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 4495 Lariat Ln, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,586 sqft · built 1995
Lot Size0.46 acres (20,037 sqft)
Owner2 Individual Names on Record
Last Sale$885,000 (Mar 2021)
Tax Bill$11,296 (2025)
Deeds & MortgagesSep 2017 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN041-142-010-2

Property Details

APN / Parcel Number

Primary APN041-142-010-2
Alternative APN
  • 041-142-010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,586 sqft Living Area
Gross Area3,262 sqft
1st Floor Area2,586 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Lot Area20,037 sqft (0.46 acres)
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4495 LARIAT LN
CityOAKLEY
StateCA
Zip94561-3965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT6969 L20
Legal SubdivisionMAP 6969
Legal Tract6969
Legal Lot Number20
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2011
Census Tract302013

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4495 LARIAT LN, OAKLEY, CA 94561-3965
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Mar 12, 2021Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Prior SaleOct 1, 2013
Deed Document Number202176108
Prior Transfer DateSep 19, 2013
Prior Transfer Doc0000235897
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4495 LARIAT LN, OAKLEY, CA 94561-3965
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000163744
DateSep 7, 2017
Instrument2017-163744
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4495 LARIAT LN, OAKLEY, CA 94561-3965
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4495 LARIAT LN, OAKLEY, CA 94561-3965

Mortgage

Document Number0000054187
DateFeb 22, 2021
Instrument2021-054187
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMar 12, 2021
Property Address4495 LARIAT LN, OAKLEY, CA 94561-3965
Document Number0000076108
Map ReferenceMB 340 PG 31
Instrument DateMar 9, 2021
Instrument2021-076108
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4495 LARIAT LN, OAKLEY, CA 94561-3965

Mortgage

Document Number0000076109
DateMar 12, 2021
Instrument2021-076109
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$977,107 (+2%) Land $225,230 Building $751,877
2025$11,296.00 (+5.13%)$957,949 (+4.04%) Land $220,814 Building $737,135
2023$10,745.00 (+1.57%)$920,753 Land $212,241 Building $708,512
2022$10,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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