4495 Gross Mill Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 4495 Gross Mill Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1982
Lot Size	0.905 acres (39,430 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2017)
Tax Bill	$4,073 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-029911`

Property Details

APN / Parcel Number

Primary APN	`08-029911`
Alternative APNs	`8029911` `029911`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,080 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	39,430 sqft (0.905 acres)
Porch	Porch
Porch Area	224 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	029911
Street Address	4495 GROSS MILL RD
City	HAMPSTEAD
State	MD
Zip	21074-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 1 - 0.9052 ACS 4495 GROSS MILL RD 23-19 GROSS MILL ESTATES
Legal Subdivision	GROSS MILL ESTATES
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2000
Census Tract	508103

Owner

4495 Gross Mill Rd is owned and occupied by an individual who bought it in December 2017.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4495 GROSS MILL RD, HAMPSTEAD, MD 21074-2549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 15, 2017	Grant Deed, Transfer · Conventional with PMI FARMERS & MERCHANTS NAT'L BK
Oct 18, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Aug 3, 2017	Deed, Transfer · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Aug 3, 2017 · Amount on File
Deed Document Number	20178891-0322
Deed Book / Page	8891 / 322
Prior Transfer Date	Sep 26, 2017
Prior Transfer Doc	0088350412
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4495 GROSS MILL RD, HAMPSTEAD, MD 21074-2549
Document Number	0099360186
Instrument Date	Aug 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 GROSS MILL RD HAMPSTEAD MD 210742549, HAMPSTEAD, MD 21074-2549

Mortgage

Document Number	0099360186
Date	Nov 5, 2020
Book Page	009936/000186

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 4, 2040

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 15, 2017
Property Address	4495 GROSS MILL RD, HAMPSTEAD, MD 21074-2549
Document Number	0088910322
Book / Page	008891 / 000322
Instrument Date	Dec 8, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 GROSS MILL RD HAMPSTEAD MD 210742549, HAMPSTEAD, MD 21074-2549

Mortgage

Document Number	88910329
Date	Dec 15, 2017
Book Page	008891/000329

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	HAMPSTEAD, MD 21074-2029

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 18, 2017
Property Address	4495 GROSS MILL RD, HAMPSTEAD, MD 21074-2549
Document Number	0088350412
Book / Page	008835 / 000412
Instrument Date	Sep 26, 2017
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 GROSS MILL RD HAMPSTEAD MD 210742549, HAMPSTEAD, MD 21074-2549

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 3, 2017
Property Address	4495 GROSS MILL RD, HAMPSTEAD, MD 21074-2549
Document Number	0087650234
Book / Page	8765 / 0234
Map Reference	MB23 FO194
Instrument Date	Jul 31, 2017
Instrument	8765-0234
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 GROSS MILL RD, HAMPSTEAD, MD 21074-2549

Mortgage

Document Number	87650241
Date	Aug 3, 2017
Instrument	8765-0241

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4495 Gross Mill Rd was $4,073, up 3.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,073.00 (+3.69%)	$358,400 (+3.76%)	$384,400 (+11.29%) Land $142,300 Building $242,100
2025	$3,928.00	$345,400 Land $122,300 Building $223,100	$345,400 Land $122,300 Building $223,100
2023	$3,360.00	$297,400	$345,400 Land $122,300 Building $223,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4495 Gross Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4495 Gross Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Antietam Cable, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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