Niagara County and Wilson Town property record for 4495 E Lake Rd, Wilson, NY 14172
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 7,312 sqft · built 2004 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,071,000 (Feb 2025) |
| Tax Bill | $22,466 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Nov 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 294289 12.16-1-26 |
| Primary APN | 294289 12.16-1-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 7,312 sqft Living Area |
| 1st Floor Area | 5,338 sqft |
| 2nd Floor Area | 1,974 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Lot Area | 78,408 sqft (1.8 acres) |
| Lot Dimensions | 779 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4495 E LAKE RD |
|---|---|
| City | WILSON |
| State | NY |
| Zip | 14172-9740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRR 150 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | WILSON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 24302 |
Source: Niagara County and Wilson Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4020 RIVER RD, YOUNGSTOWN, NY 14174-9739 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 3, 2017 | Deed of Trust, Mortgage CORNERSTONE COMMUNITY FCU |
| Nov 2, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Nov 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE CMNTY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on File |
| Deed Sale | Feb 13, 2025 · Amount on File |
| Prior Sale | Nov 2, 2020 · Amount on File |
| Deed Document Number | 20252307 |
| Prior Transfer Date | Sep 27, 2013 |
| Prior Transfer Doc | 0000019535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4495 E LAKE RD, WILSON, NY 14172-9740 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000008 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 2017-00008 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 4, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Nov 2, 2020 |
| Property Address | 4495 E LAKE RD, WILSON, NY 14172-9740 |
| Document Number | 0000018083 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 18083 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2632 KUSUM CT NIAGARA FALLS NY 143044634, NIAGARA FALLS, NY 14304-4634 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4495 E LAKE RD, WILSON, NY 14172-9740 |
| Document Number | 0000022516 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4495 E LAKE RD WILSON NY 141729740, WILSON, NY 14172-9740 |
| Document Number | 0000022516 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 22516 |
| Name | CORNERSTONE CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 13, 2032 |
Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Wilson Town |
| Unified School District | Wilson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,466.00 (-12.79%) | ||
| 2025 | $25,761.00 | $486,000 (-15.42%) Land $47,100 Building $438,900 | $1,080,000 (+1.49%) Land $104,667 Building $975,333 |
| 2023 | $574,600 Land $47,100 Building $527,500 | $1,064,100 Land $87,224 Building $976,876 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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