4495 E Centerville Station Rd, Dayton, OH 45459 Property Records

Greene County property record for 4495 E Centerville Station Rd, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,462 sqft · built 1987
Lot Size	6.02 acres (262,405 sqft)
Owner	Individual Name on Record
Tax Bill	$11,208 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`L321004002`

Property Details

APN / Parcel Number

Primary APN	`L321004002`
Alternative APN	`L32-0001-0004.0-0002.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,462 sqft Living Area
1st Floor Area	3,174 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	262,405 sqft (6.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4495 E CENTERVILLE STATION RD
City	DAYTON
State	OH
Zip	45459-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-2-7 SW 1/4 EASEMENT .43A S SIDE 4495 CENTERVILLE STATION
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	3
Census Block	3003
Census Tract	220202

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4495 E CENTERVILLE STATION RD, DAYTON, OH 45459-5205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Quit Claim Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Sep 11, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jul 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026
Deed Sale	Jun 12, 2026
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	20269449
Prior Transfer Date	Apr 2, 2026
Prior Transfer Doc	0000009449
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	Jun 12, 2026
Property Address	4495 E CENTERVILLE STATION RD, DAYTON, OH 45459-5205
Document Number	0000009449
Instrument Date	Apr 2, 2026
Instrument	20269449
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NAVY FEDERAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 E CENTERVILLE STATION RD, DAYTON, OH 45459-5205
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009450,
Date	Jun 12, 2026
Instrument	20269450

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	4495 E CENTERVILLE STATION RD, DAYTON, OH 45459-5205
Document Number	0000019287
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4495 E CENTERVILLE STATION RD DAYTON OH 454595205, DAYTON, OH 45459-5205

Mortgage

Document Number	0000019287
Date	Sep 29, 2020
Instrument	19287

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jul 28, 2017
Property Address	4495 E CENTERVILLE STATION RD, DAYTON, OH 45459-5205
Document Number	0000012295
Instrument Date	Jul 14, 2017
Instrument	12295
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$870.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4495 E CENTERVILLE STATION RD DAYTON OH 454595205, DAYTON, OH 45459-5205

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,208.00 (+1.26%)	$196,360 (-) Land $48,760 Building $147,600
2024	$11,068.00 (-0.39%)	$196,360 (-) Land $48,760 Building $147,600
2023	$11,111.00 (+6.02%)	$196,360 (+28.4%) Land $48,760 Building $147,600	$561,000 (+28.39%) Land $139,300 Building $421,700
2022	$10,480.00	$152,930 Land $44,320 Building $108,610
2020			$436,940 Land $126,640 Building $310,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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