4495 Division St, Wayland, MI 49348 Property Records

Allegan County property record for 4495 Division St, Wayland, MI 49348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 1997
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2020)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-007-006-00`

Property Details

APN / Parcel Number

Primary APN	`13-007-006-00`
Alternative APN	`03-13-007-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,448 sqft
Unfinished Basement	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	311 ft deep x 239 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4495 DIVISION ST
City	WAYLAND
State	MI
Zip	49348-9723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	COM ON INTER E & W 1/4 LIN 342 FT E OF THE CTR OF US 131 RUNNING W TO CTR OF US 131 SLY ALG CTR OF 131 ABOUT 239 FT TO AN IRON STEAK NELY AT RT ANGLES TO CTR OF HWY OF US 131 280 FT TO BEG SEC 7 T4N R11W.
Legal Range	11W
Legal Township	04N
Legal Section	07
Jurisdiction	ALLEGAN MI
Township / Civil Division	LEIGHTON
Census Block Group	1
Census Block	1017
Census Tract	30402

Owner

4495 Division St is owned and occupied by two individuals who bought it in January 2020.

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4495 DIVISION ST, WAYLAND, MI 49348-9723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jan 10, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on File
Deed Sale	Jan 10, 2020 · Amount on File
Prior Sale	Aug 18, 2004 · Amount on File
Deed Book / Page	4421 / 176
Prior Transfer Date	Nov 18, 2015
Prior Transfer Doc	3983/537
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4495 DIVISION ST, WAYLAND, MI 49348-9723
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004186/735
Date	Oct 17, 2017
Book Page	4186/735
Instrument	4186-735

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 22, 2047

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4495 DIVISION ST, WAYLAND, MI 49348-9723
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 DIVISION ST, WAYLAND, MI 49348-9723

Mortgage

Document Number	004682/467
Date	Oct 12, 2021
Book Page	4682/467

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 10, 2020
Property Address	4495 DIVISION ST, WAYLAND, MI 49348-9723
Document Number	004421/176
Book / Page	4421 / 176
Instrument Date	Dec 9, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4495 DIVISION ST, 4495, WAYLAND, MI 49348-9723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 DIVISION ST, WAYLAND, MI 49348-9723

Mortgage

Document Number	0004421178
Date	Jan 10, 2020
Instrument	4421/178

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4495 Division St was $4,208 with a homeowner's exemption, up 3.2% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Leighton Township
Unified School District	Wayland Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,200 (+8.52%) Land $27,200 Building $146,000	$346,400 (+8.52%) Land $54,400 Building $292,000
2025	$4,208.00 (+3.21%) Homeowner's exemption	$159,600 Land $25,700 Building $133,900	$319,200 Land $51,400 Building $267,800
2024	$4,077.00
2023		$140,100 Land $25,700 Building $114,400	$280,200 Land $51,400 Building $228,800
2022	$3,747.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4495 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4495 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: 123.NET, Surf Internet.

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