Rowan County property record for 4495 Cranston Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,512 sqft · built 1953 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,617 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-00 00 012.00 |
| Primary APN | 077-00 00 012.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Total Area |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Account Number | 2185 |
|---|---|
| Street Address | 4495 CRANSTON RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 A+- & STORAGE BUILDINGS & BARN KY 377 |
| Legal Subdivision | STORAGE UNITS |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950100 |
4495 Cranston Rd is owned by an individual who acquired it in April 2011.
Source: Rowan County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 ZENITH DR, MOREHEAD, KY 40351-9569 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2011 |
| Deed Sale | Apr 1, 2011 |
| Deed Document Number | 371855 |
| Deed Book / Page | D239 / 55 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 4495 CRANSTON RD, MOREHEAD, KY 40351 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A428/74 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | A428/74 |
| Instrument | 2007652 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 17, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4495 Cranston Rd was $2,617.
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,617.00 | $312,740 Land $30,000 Building $282,740 | $312,740 Land $30,000 Building $282,740 |
| 2023 | $2,664.00 | $312,740 Land $30,000 Building $282,740 | $312,740 Land $30,000 Building $282,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4495 Cranston Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4495 Cranston Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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