4495 Centerville Rd, Williamsburg, VA 23188 Property Records

James City County property record for 4495 Centerville Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,191 sqft · built 1999
Lot Size	4.27 acres (186,306 sqft)
Owner	Individual on Record
Last Sale	$40,000 (May 1994)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2 01-0-0011-B`

Property Details

APN / Parcel Number

Primary APN	`36-2 01-0-0011-B`
Alternative APN	`17542`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,191 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	186,306 sqft (4.27 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	178 sqft
Patio Area	178 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Account Number	17542
Street Address	4495 CENTERVILLE RD
City	WILLIAMSBURG
State	VA
Zip	23188-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	P-2 G D THOMPSON SUBDIVISION
Legal Subdivision	ACREAGE LOTS BERKELEY
Legal Lot Number	11B
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	2
Census Block	2000
Census Tract	80304

Owner

Source: James City County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	4495 CENTERVILLE RD, WILLIAMSBURG, VA 23188-1366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 1994 · Amount on Record
Deed Sale	May 12, 1994 · Amount on Record
Deed Document Number	0000685931
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4495 CENTERVILLE RD, WILLIAMSBURG, VA 23188-1366
Document Number	0000012304
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 CENTERVILLE RD WILLIAMSBURG VA 231881366, WILLIAMSBURG, VA 23188-1366

Mortgage

Document Number	0000012304
Date	Jun 15, 2017
Instrument	12304

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 14, 2032

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00 (+6.44%)	$438,200 (+37.28%) Land $143,400 Building $294,800	$438,200 (+37.28%) Land $143,400 Building $294,800
2024	$3,417.00 (+28.99%)
2023	$2,649.00	$319,200 Land $94,200 Building $225,000	$319,200 Land $94,200 Building $225,000
2022	$2,649.00 (+9.33%)
2019	$2,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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