Gratiot County property record for 4495 Arcada Dr, Alma, MI 48801
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,107 (2023) |
| Deeds & Mortgages | Aug 2021 Sale Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-100-049-50 |
| Primary APN | 01-100-049-50 |
|---|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Lot Width | 1 ft Width |
| Street Address | 4495 ARCADA DR |
|---|---|
| City | ALMA |
| State | MI |
| Zip | 48801-9593 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WD L 573 P 233 ARCADA HEIGHTS SUBDIVISION W 50 FT OF LOT 49 EX S 20 FT & LOT 50 EX S 20 FT. |
| Legal Subdivision | ARCADA HEIGHTS SUBDIVISION |
| Legal Lot Number | 49-50 |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | ARCADA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 200 |
4495 Arcada Dr is owner-occupied and held in a trust since July 2020.
Source: Gratiot County records, as of June 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4495 ARCADA DR, ALMA, MI 48801-9593 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Warranty Deed, Transfer |
| Oct 16, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 2, 2020 |
| Transfer Doc | 001068/616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRATIOT MI |
| Recording Date | Aug 24, 2021 |
| Property Address | 4495 ARCADA DR, ALMA, MI 48801-9593 |
| Document Number | 001087/682 |
| Book / Page | 1087 / 682 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 339330 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 ENTERPRISE DR, 325, BRECKENRIDGE, MI 48615-8528 |
| Name | Verified Name |
|---|---|
| Address | 4495 ARCADA DR, ALMA, MI 48801-9593 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRATIOT MI |
| Recording Date | Oct 16, 2020 |
| Property Address | 4495 ARCADA DR, ALMA, MI 48801-9593 |
| Document Number | 001068/616 |
| Book / Page | 1068 / 616 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 332194 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4495 ARCADA DR, ALMA, MI 48801-9593 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gratiot County |
| County Subdivision | Arcada Township |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,800 (+7.89%) | $377,600 (+7.89%) | |
| 2025 | $175,000 | $350,000 | |
| 2023 | $3,107.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4495 Arcada Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4495 Arcada Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Point Broadband Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| ISP Management Fixed Wireless | 400 / 400 |
May also be available: CMS Internet.
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