4495 40th St W, Webster, MN 55088 Property Records

Rice County property record for 4495 40th St W, Webster, MN 55088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,527 sqft · built 1903
Lot Size	0.242 acres (10,538 sqft)
Owner	Individual Name on File
Tax Bill	$3,000 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.04.4.50.004`

Property Details

APN / Parcel Number

Primary APN	`02.04.4.50.004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,527 sqft Living Area
1st Floor Area	648 sqft
Basement Area	836 sqft
Unfinished Basement	836 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,538 sqft (0.242 acres)
Lot Dimensions	99 ft deep x 142 ft wide
Garage Type	Attached
Garage Area	255 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	32 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4495 40TH ST W
City	WEBSTER
State	MN
Zip	55088-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 PART SW4 SE4 BEG 33FTNW OF SW COR SE4 TH E136FT NW99FT W24.35FT TH CONTG W ALG SELY RR R/W 34.8FT SW ALG R/W 110.45FT
Legal Range	021
Legal Township	112
Legal Section	04
Legal Lot Number	2
Jurisdiction	RICE MN
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2008
Census Tract	70101

Owner

4495 40th St W is owned and occupied by an individual.

Source: Rice County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	4495 40TH ST W, WEBSTER, MN 55088-2501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage CASTLE ROCK BANK
Mar 27, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan CASTLE ROCK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	4495 40TH ST W, WEBSTER, MN 55088-2501
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 40TH ST W, WEBSTER, MN 55088-2501

Mortgage

Document Number	0000T62754
Date	Sep 28, 2023
Instrument	T62754

Lender

Name	CASTLE ROCK BANK
Type	Bank
Address	RANDOLPH, MN 55065

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 19, 2033

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	4495 40TH ST W, WEBSTER, MN 55088-2501
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4495 40TH ST W, WEBSTER, MN 55088-2501

Mortgage

Document Number	0000T64948
Date	Mar 27, 2026
Instrument	T64948

Lender

Name	CASTLE ROCK BANK
Type	Bank
Address	FARMINGTON, MN 55024

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	60 Months
Due	Mar 3, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 4495 40th St W was $3,000.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
County Subdivision	Webster Township
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,000.00	$284,100 (+2.01%) Land $61,800 Building $222,300	$284,100 (+2.01%) Land $61,800 Building $222,300
2025		$278,500 (+9.56%) Land $59,500 Building $219,000	$278,500 (+9.56%) Land $59,500 Building $219,000
2024	$2,558.00 (+11.8%)	$254,200 (-) Land $54,900 Building $199,300	$254,200 (-) Land $54,900 Building $199,300
2023	$2,288.00	$254,200 Land $54,900 Building $199,300	$254,200 Land $54,900 Building $199,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4495 40th St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4495 40th St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Webster private · serves 190 people · EPA ID MN1660011
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 40th St W

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