Charlotte County property record for 44949 Kelsa Anne Loop, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,747 sqft · built 2024 |
| Lot Size | 0.182 acres (7,961 sqft) |
| Owner | Trust Name on File |
| Last Sale | $466,600 (Jan 2025) |
| Tax Bill | $5,887 (2025) |
| Deeds & Mortgages | Jan 2025 Sale Jul 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-21-200-119 |
| Primary APN | 42-26-21-200-119 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,747 sqft Living Area |
| Gross Area | 2,454 sqft |
| Flooring | Covered |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,961 sqft (0.182 acres) |
| Driveway | Driveway |
| Driveway Area | 336 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 44949 KELSA ANNE LOOP |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-6185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | CV2 001 0000 5951 BABCOCK RANCH COMMUNITY VILLAGE II PHASE 1 LOT 5951 3431484 3487048 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1 |
| Legal Lot Number | 5951 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
44949 Kelsa Anne Loop is owner-occupied and held in a trust since January 2025.
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 44949 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 23, 2025 | Special Warranty Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Jul 25, 2024 | Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2025 · Amount on File |
| Deed Sale | Jan 23, 2025 · Amount on File |
| Prior Sale | Jul 25, 2024 · Amount on File |
| Deed Document Number | 3487048 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 23, 2025 |
| Property Address | 44949 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003487048 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Jan 17, 2025 |
| Instrument | 3487048 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,266.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16990 TELEGRAPH ST, BABCOCK RANCH, FL 33982 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 44949 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 25, 2024 |
| Property Address | 44949 KELSA ANNE LOOP, PUNTA GORDA, FL 33982-6185 |
| Document Number | 0003431484 |
| Map Reference | MB 26 PG 13A-13Q |
| Instrument Date | Jul 22, 2024 |
| Instrument | 3431484 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $18,596.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 WILD BASIN RD STE 203, 203, WEST LAKE HILLS, TX 78746-3483 |
| Name | Verified Name |
|---|---|
| Address | 16990 TELEGRAPH ST, BABCOCK RANCH, FL 33982 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 44949 Kelsa Anne Loop was $5,887.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,887.00 | $394,002 | $407,875 Land $82,500 Building $325,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44949 Kelsa Anne Loop in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44949 Kelsa Anne Loop is high, ranking above 86% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 78% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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