44949 314th St, Gayville, SD 57031 Property Records

Yankton County property record for 44949 314th St, Gayville, SD 57031

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,568 sqft · built 2013
Lot Size3.43 acres (149,411 sqft)
Owner2 Individual Names on Record
Tax Bill$3,452 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01.034.400.150

Property Details

APN / Parcel Number

Primary APN01.034.400.150

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
Basement Area1,568 sqft
Unfinished Basement1,568 sqft
FlooringOther

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area149,411 sqft (3.43 acres)
Garage TypeAttached
Garage Area1,453 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address44949 314TH ST
CityGAYVILLE
StateSD
Zip57031-6514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 NW4
Legal Range54
Legal Township93
Legal Section34
Legal Lot Number1
JurisdictionYANKTON SD
Township / Civil DivisionGAYVILLE
Census Block Group5
Census Block5109
Census Tract966400

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address44949 314TH ST, GAYVILLE, SD 57031-6514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 14, 2014
Transfer Doc516/458
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANKTON SD
Property Address44949 314TH ST, GAYVILLE, SD 57031-6514
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address44949 314TH ST, GAYVILLE, SD 57031-6514

Mortgage

Document Number000558/597
DateMay 27, 2021
Book Page558/597
Lender
NameEXPLORERS CU
TypeCredit Union
AddressYANKTON, SD 57078
Agreement
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
County SubdivisionGayville Township
Unified School DistrictGayville-Volin School District 63-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,700 (+9.27%) Land $21,700 Building $299,000$320,700 (+54.03%) Land $21,700 Building $299,000
2025$3,452.00 (+26.35%)$293,500 (+25.05%) Land $21,700 Building $271,800
2023$234,700 Land $18,800 Building $215,900
2022$2,732.00
2021$208,200 Land $14,900 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (1997–2019)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Sep 2019 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 67% of South Dakota
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBY WATER DISTRICT
serves 13,320 people · EPA ID SD4600865
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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