Chisago County property record for 44946 Cedarcrest Trl, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,882 sqft · built 2017 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $24,900 (Apr 2013) |
| Tax Bill | $5,394 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00282-00 |
| Primary APN | 03-00282-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,882 sqft Living Area |
| Gross Area | 2,657 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Lot Area | 392,040 sqft (9 acres) |
| Garage Area | 1,882 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3992704 |
|---|---|
| Street Address | 44946 CEDARCREST TRL |
| City | HARRIS |
| State | MN |
| Zip | 55032-3755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | SUBDIVISIONNAME CEDARCREST HAVEN LOT 001 BLOCK 001 SUBDIVISIONCD 03270 |
| Legal Range | 022 |
| Legal Township | 036 |
| Legal Section | 22 |
| Legal Subdivision | CEDARCREST HAVEN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | FISH LAKE |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 110100 |
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 44946 CEDARCREST TRL, HARRIS, MN 55032-3755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2013 · Amount on Record |
| Deed Sale | Apr 22, 2013 · Amount on Record |
| Deed Document Number | 201314060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Property Address | 44946 CEDARCREST TRL, HARRIS, MN 55032-3755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A611994 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | A-611994 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| County Subdivision | Fish Lake Township |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,394.00 (+4.62%) | ||
| 2025 | $5,156.00 (+5.48%) Homeowner's exemption | ||
| 2024 | $447,400 (-1.95%) | $453,200 (-0.68%) | |
| 2023 | $4,888.00 (-0.61%) Homeowner's exemption | $456,300 (+6.94%) Land $93,800 Building $362,500 | $456,300 (+6.94%) Land $93,800 Building $362,500 |
| 2022 | $4,918.00 (+0.86%) Homeowner's exemption | $426,700 (+22.12%) Land $85,500 Building $341,200 | $426,700 (+20.3%) Land $85,500 Building $341,200 |
| 2021 | $4,876.00 | $349,400 | $354,700 Land $69,600 Building $285,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 79% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
May also be available: GigFire.
5G and 4G LTE (outdoors only)
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