Upshur County property record for 4494 FM 1650, Gilmer, TX 75645
| Property Type | Residential |
|---|---|
| Details | 2 ba · 6,592 sqft · built 1970 |
| Lot Size | 3.4 acres (148,452 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $382,508 (Mar 2026) |
| Tax Bill | $4,423 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 516U-S02-000-006 |
| Primary APN | 516U-S02-000-006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 6,592 sqft Total Area |
| 1st Floor Area | 2,217 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 148,452 sqft (3.4 acres) |
| Garage Type | Carport |
| Garage Area | 575 sqft |
| Carport | Carport |
| Carport Area | 575 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 516U-S02-000-006 |
|---|---|
| Street Address | 4494 FM 1650 |
| City | GILMER |
| State | TX |
| Zip | 75645-8434 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | ABS A516 WILLIAMS, WILLIAM H,TRACT 6, 3.408 ACRES (+.38 AC IN RD) & HOUSE |
| Legal Subdivision | WILLIAM H SURVEY A-516 |
| Legal Tract | 6 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 950301 |
4494 FM 1650, a residential property, is owned and occupied by two individuals who bought it in March 2026.
Source: Upshur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6054 EASTWOOD DR, GILMER, TX 75645-7586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on File |
| Deed Sale | Mar 25, 2026 · Amount on File |
| Deed Document Number | 20261972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 4494 FM 1650, GILMER, TX 75645-8434 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6054 EASTWOOD DR, GILMER, TX 75645-7586 |
| Document Number | 0202601973 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 202601973 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, TX 75455 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2026 property tax bill for 4494 FM 1650 was $4,423 with a homeowner's exemption, up 827.3% from the year before.
Source: Upshur County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,423.00 (+827.25%) Homeowner's exemption | $292,120 (-2.11%) Land $78,590 Building $213,530 | $292,120 (-2.11%) Land $78,590 Building $213,530 |
| 2025 | $477.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $298,430 Land $77,820 Building $220,610 | $298,430 Land $77,820 Building $220,610 |
| 2023 | $331,000 Land $130,490 Building $200,510 | $331,000 Land $130,490 Building $200,510 | |
| 2022 | $684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4494 FM 1650 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4494 FM 1650 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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