4494 E River Oak Trl, Tucson, AZ 85718 Property Records

Pima County property record for 4494 E River Oak Trl, Tucson, AZ 85718

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,734 sqft · built 1998
Lot Size	0.401 acres (17,491 sqft)
Owner	2 Owner Names on File
Tax Bill	$5,646 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-01-0430`

Property Details

APN / Parcel Number

Primary APN	`110-01-0430`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area

Exterior

Year Built	Built 1998
Exterior Material	Wood
Roof Material	Built-Up Asphalt
Lot Area	17,491 sqft (0.401 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Street Address	4494 E RIVER OAK TRL
City	TUCSON
State	AZ
Zip	85718-6959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAK ESTATES LOT 18
Legal Range	14E
Legal Township	13S
Legal Section	27
Legal Subdivision	RIVER OAK ESTATES
Legal Lot Number	18
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	5
Census Block	5000
Census Tract	4710

Owner

The current owner of 4494 E River Oak Trl acquired it in August 2005.

Source: Pima County records, as of January 1, 2026

Owner of Record	2 Owner Names on File
Mailing Address	4494 E RIVER OAK TRL, TUCSON, AZ 85718-6959
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Aug 31, 2017	Deed of Trust, Mortgage · ARM MORIA DEVELOPMENT INC
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Dec 30, 1998
Last Transfer Date	Aug 12, 2005
Transfer Doc	0126151151
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	4494 E RIVER OAK TRL, TUCSON, AZ 85718-6959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002780010
Date	Oct 5, 2017
Instrument	20172780010

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	4494 E RIVER OAK TRL, TUCSON, AZ 85718-6959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002430233
Date	Aug 31, 2017
Instrument	20172430233

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	CHANDLER, AZ 85226

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIMA AZ
Property Address	4494 E RIVER OAK TRL, TUCSON, AZ 85718-6959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4494 E RIVER OAK TRL, TUCSON, AZ 85718-6959

Mortgage

Document Number	0003040937
Date	Oct 30, 2020
Instrument	20203040937

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4494 E River Oak Trl was $5,646.

Source: Pima County assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Unified School District	Tucson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,376	$753,758
2025	$5,646.00
2024		$66,591	$665,905
2023	$5,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4494 E River Oak Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jul 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4494 E River Oak Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUCSON serves 732,906 people · EPA ID AZ0410112
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Simply Bits Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Bluespan Wireless, Sabino WiFi, Xfinity.

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