4494 Berger Rd, Berger, MO 63014 Property Records

Franklin County property record for 4494 Berger Rd, Berger, MO 63014

Property Summary

Property Type	Single Family Home
Details	288 sqft · built 2021
Lot Size	34.2 acres (1,494,108 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,159 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-1-02.0-3-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`03-1-02.0-3-000-012.000`

Interior

Building Area	288 sqft

Exterior

Year Built	Built 2021
Lot Area	1,494,108 sqft (34.2 acres)
Lean-To	240 sqft
Utility Building	4,000 sqft

Location & Zoning

Street Address	4494 BERGER RD
City	BERGER
State	MO
Zip	63014-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	PT NW SW S&W OF BERGER RD
Legal Range	04W
Legal Township	45
Legal Section	02
Legal Quarter	SW
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOEUF
Census Block Group	1
Census Block	1030
Census Tract	800401

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4494 BERGER RD, BERGER, MO 63014-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit JONESBURG STATE BANK
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK
Nov 3, 2020	Affidavit of Death, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020
Deed Sale	Oct 23, 2020
Deed Document Number	2018829
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4494 BERGER RD, BERGER, MO 63014-1001
Transaction Type	Mortgage
Record Updated	May 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002404419
Date	Apr 22, 2024
Instrument	2404419

Lender

Name	JONESBURG STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2034

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4494 BERGER RD, BERGER, MO 63014-1001
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002115281
Date	Aug 16, 2021
Instrument	2115281

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	FRANKLIN MO
Recording Date	Nov 3, 2020
Property Address	4494 BERGER RD, BERGER, MO 63014-1001
Document Number	0000018827
Instrument Date	Sep 30, 2020
Instrument	18827
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6023 TRINITY CT ROANOKE VA 240183869, ROANOKE, VA 24018-3869

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,159.00 (-13.89%)	$18,865 (-12.75%)	$101,920 (-12.46%) Land $18,140 Building $83,780
2023	$1,346.00 (+41.39%)	$21,622	$116,430 Land $17,140 Building $99,290
2022	$952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1993–2015)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	25 / 3
Sparklight DSL	25 / 3

May also be available: Brightspeed.

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