4493 Willow Tree Dr, Middletown, MD 21769 Property Records

Frederick County property record for 4493 Willow Tree Dr, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,713 sqft · built 1971
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jun 2017)
Tax Bill	$4,239 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-140911`

Property Details

APN / Parcel Number

Primary APN	`03-140911`
Alternative APNs	`3140911` `140911`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,713 sqft Living Area
Gross Area	2,233 sqft
1st Floor Area	1,115 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	140911
Street Address	4493 WILLOW TREE DR
City	MIDDLETOWN
State	MD
Zip	21769-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 22 BLK B PL 8 0.35 ACRE FOUNTAINDALE
Legal Subdivision	FOUNTAINDALE
Legal Block	B
Legal Lot Number	22
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	1
Census Block	1001
Census Tract	752603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4493 WILLOW TREE DR, MIDDLETOWN, MD 21769-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Feb 22, 2018	Quit Claim Deed, Transfer COURTHOUSE TITLE
May 15, 2017	Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG
Jun 26, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Jul 12, 2013 · Amount on Record
Deed Document Number	201711888-0061
Deed Book / Page	11888 / 61
Last Transfer Date	Jan 13, 2018
Transfer Doc	0122880011
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4493 WILLOW TREE DR, MIDDLETOWN, MD 21769-7610
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COUTHOUSE TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0123390217
Date	Mar 29, 2018
Book Page	12339/0217

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4493 WILLOW TREE DR, MIDDLETOWN, MD 21769-7610
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COURTHOUSE TTL & SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134220244
Date	Dec 27, 2019
Book Page	13422/0244

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4493 WILLOW TREE DR, MIDDLETOWN, MD 21769-7610
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COURTHOUSE TTL & SETMNTS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145310201
Date	Feb 10, 2021
Book Page	14531/201

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 22, 2018
Property Address	4493 WILLOW TREE DR, MIDDLETOWN, MD 21769-7610
Document Number	0122880011
Book / Page	012288 / 000011
Instrument Date	Jan 17, 2018
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	COURTHOUSE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4493 WILLOW TREE DR MIDDLETOWN MD 217697610, MIDDLETOWN, MD 21769-7610

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4493 WILLOW TREE DR, MIDDLETOWN, MD 21769-7610
Document Number	0118880068
Book / Page	011888 / 000068
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4493 WILLOW TREE DR MIDDLETOWN MD 217697610, MIDDLETOWN, MD 21769-7610

Mortgage

Document Number	0118880068
Date	May 15, 2017
Book Page	011888/000068

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 26, 2017
Property Address	4493 WILLOW TREE DR, MIDDLETOWN, MD 21769-7610
Document Number	0118880061
Book / Page	011888 / 000061
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4493 WILLOW TREE DR MIDDLETOWN MD 217697610, MIDDLETOWN, MD 21769-7610

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,200 (+10.97%) Land $100,700 Building $333,500	$434,200 (-) Land $100,700 Building $333,500
2025	$4,239.00 (+6.29%) Homeowner's exemption	$391,267 (+28.12%)	$434,200 (+42.17%) Land $100,700 Building $333,500
2024	$3,988.00 (+8.75%)
2023	$3,667.00 Homeowner's exemption	$305,400 Land $71,500 Building $233,900	$305,400 Land $71,500 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOUNTAINDALE SOUTH serves 2,610 people · EPA ID MD0100013
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2015–2017) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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